Frederick County property record for 1945 Fieldstone Way, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,590 sqft · built 2004 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,425 (Nov 2004) |
| Tax Bill | $6,624 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-249987 |
| Primary APN | 02-249987 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 2,830 sqft |
| 1st Floor Area | 870 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 249987 |
|---|---|
| Street Address | 1945 FIELDSTONE WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3197 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 803 SECTION 3E PLAT 3-2,100 SQ. FT. NORTH CROSSING |
| Legal Subdivision | NORTH XING SEC 03E 03 |
| Legal Lot Number | 803 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1945 FIELDSTONE WAY, FREDERICK, MD 21702-3197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2023 | Intrafamily Transfer, Transfer · Line of Credit CHEVRON FCU |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2004 · Amount on Record |
| Deed Sale | Nov 29, 2004 · Amount on Record |
| Deed Document Number | 200449650 |
| Deed Book / Page | 4986 / 421 |
| Last Transfer Date | Feb 24, 2023 |
| Transfer Doc | 0164320002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 8, 2023 |
| Property Address | 1945 FIELDSTONE WAY, FREDERICK, MD 21702-3197 |
| Document Number | 0164320002 |
| Book / Page | 16432 / 2 |
| Map Reference | MB 76 PG 45 |
| Instrument Date | Feb 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1945 FIELDSTONE WAY, FREDERICK, MD 21702-3197 |
| Document Number | 0000164326 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 16432/6 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Mar 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1945 FIELDSTONE WAY, FREDERICK, MD 21702-3197 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0151480494 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 15148/494 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,167 (+6.44%) | $427,300 (+19.32%) Land $120,000 Building $307,300 | |
| 2025 | $6,624.00 (+8.79%) | $358,100 (+20.64%) Land $95,000 Building $263,100 | $358,100 (-) Land $95,000 Building $263,100 |
| 2024 | $6,089.00 (+12.26%) | ||
| 2023 | $5,424.00 | $296,833 | $358,100 Land $95,000 Building $263,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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