1945 Emerson Ave, Cincinnati, OH 45239 Property Records

Hamilton County property record for 1945 Emerson Ave, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1930
Lot Size	0.107 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Dec 2025)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`595-0008-0488-00`

Property Details

APN / Parcel Number

Primary APN	`595-0008-0488-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	814 sqft
Attic	Attic
Attic Area	270 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	120 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1945 EMERSON AVE
City	CINCINNATI
State	OH
Zip	45239-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERSON 39 X 120 LOT 836 PT 835 NORTH COLLEGE HILL SUB SEC B
Legal Subdivision	NORTH COLLEGE HILL SUB
Legal Lot Number	836
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	3
Census Block	3017
Census Tract	21802

Owner

1945 Emerson Ave is owned by an individual who bought it in December 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1954 EMERSON AVE, CINCINNATI, OH 45239-4707
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Feb 11, 2013 · Amount on File
Deed Document Number	0000094308
Deed Book / Page	15554 / 1130
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 3, 2025
Property Address	1945 EMERSON AVE, CINCINNATI, OH 45239-4706
Document Number	0000094308
Book / Page	15554 / 1130
Map Reference	MB 18 PG 32
Instrument Date	Dec 1, 2025
Instrument	2025-0094308
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 EMERSON AVE, CINCINNATI, OH 45239-4707

Mortgage

Document Number	0000094309
Date	Dec 3, 2025
Instrument	2025-0094309

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1945 Emerson Ave was $1,539, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+0.07%)	$28,931 (+%) Land $5,939 Building $22,992
2024	$1,538.00 (+0.85%)	$28,930 (-) Land $5,939 Building $22,991
2023	$1,525.00 (+49.22%)	$28,930 (+108.56%) Land $5,939 Building $22,991	$82,660 Land $16,970 Building $65,690
2022	$1,022.00	$13,871 Land $5,912 Building $7,959
2020			$39,630 Land $16,890 Building $22,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1945 Emerson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1945 Emerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20