1945 E Kentucky Ln, Tempe, AZ 85284 Property Records

Maricopa County property record for 1945 E Kentucky Ln, Tempe, AZ 85284

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,300 sqft · built 1990
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Apr 2004)
Tax Bill	$4,565 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-50-505`

Property Details

APN / Parcel Number

Primary APN	`301-50-505`
Alternative APN	`301505058`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,300 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	2,135 sqft
2nd Floor Area	1,165 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	8,581 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces
Pool Area	375 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1945 E KENTUCKY LN
City	TEMPE
State	AZ
Zip	85284-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	TEMPE ROYAL PALMS UNIT 18 AMD MCR 227-18
Legal Range	4E
Legal Township	1S
Legal Section	13
Legal Subdivision	TEMPE ROYAL PALMS UNIT 18 AMD
Legal Lot Number	750
Legal Unit	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1019
Census Tract	319909

Owner

Source: Maricopa County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2004 · Amount on Record
Deed Sale	Apr 26, 2004 · Amount on Record
Prior Sale	Feb 7, 2001 · Amount on Record
Deed Document Number	2004447011
Prior Transfer Date	Apr 21, 2004
Prior Transfer Doc	0000447011
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 3, 2026
Property Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736
Document Number	0000334201
Instrument Date	May 29, 2026
Instrument	2026334201
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736

Mortgage

Document Number	0000334201,
Date	Jun 3, 2026
Instrument	2026334201

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736

Mortgage

Document Number	0000077814
Date	Feb 16, 2023
Instrument	20230077814

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736

Mortgage

Document Number	0000001076
Date	Jan 3, 2022
Instrument	20220001076

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736
Document Number	0000625193
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1945 E KENTUCKY LN TEMPE AZ 852841736, TEMPE, AZ 85284-1736

Mortgage

Document Number	0000625193
Date	Jul 14, 2020
Instrument	625193

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1945 E KENTUCKY LN, TEMPE, AZ 85284-1736
Document Number	0000628007
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1945 E KENTUCKY LN TEMPE AZ 852841736, TEMPE, AZ 85284-1736

Mortgage

Document Number	0000628007
Date	Aug 25, 2017
Instrument	628007

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 24, 2037

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Tempe City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,660 (+32.27%)	$626,600 (+8.69%) Land $125,300 Building $501,300
2025	$4,565.00 (+6.53%)	$47,373 (-23.86%)	$576,500 (-7.34%) Land $115,300 Building $461,200
2024		$62,220	$622,200 Land $124,400 Building $497,800
2023	$4,285.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPE serves 165,000 people · EPA ID AZ0407100
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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