Mecklenburg County property record for 1945 E 9th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,824 sqft · built 1935 |
| Lot Size | 0.177 acres (7,721 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,385,000 (Feb 2024) |
| Tax Bill | $9,159 (2023) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-015-07 |
| Primary APN | 127-015-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,824 sqft Heated Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 1,900 sqft |
| Upper Floors Area | 824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Shingle |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,721 sqft (0.177 acres) |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 127-015-07 |
|---|---|
| Street Address | 1945 E 9TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | P2 &3 B3 M218-493 |
| Legal Subdivision | KIRSHBAUM PROP |
| Legal Block | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of March 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V |
| Jun 5, 2020 | Warranty Deed, Transfer STIFEL BK&TR |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 2024014931 |
| Deed Book / Page | 38644 / 757 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 21, 2024 |
| Property Address | 1945 E 9TH ST, CHARLOTTE, NC 28204-2745 |
| Document Number | 0000014931 |
| Book / Page | 38644 / 757 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 2024014931 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 SHERWOOD LN, STATESVILLE, NC 28677-4132 |
| Name | Verified Name |
|---|
| Document Number | 0000014932 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024014932 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC A V |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Number | 0000014932 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 38644/759 |
| Instrument | 2024014932 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC A V |
|---|---|
| Address | 600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 5, 2020 |
| Property Address | 1945 E 9TH ST, CHARLOTTE, NC 28204-2745 |
| Document Number | 0000082106 |
| Book / Page | 034657 / 000471 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 82106 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1945 E 9TH ST CHARLOTTE NC 282042745, CHARLOTTE, NC 28204-2745 |
| Document Number | 82107 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 034657/000474 |
| Instrument | 82107 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1945 E 9TH ST, CHARLOTTE, NC 28204-2745 |
| Document Number | 0000130773 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1945 E 9TH ST CHARLOTTE NC 282042745, CHARLOTTE, NC 28204-2745 |
| Document Number | 0000130773 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 032150/000144 |
| Instrument | 130773 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,159.00 | $949,200 Land $495,000 Building $454,200 | $949,200 Land $495,000 Building $454,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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