1945 Constitution Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1945 Constitution Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$411,000 (Aug 2015)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-238949`

Property Details

APN / Parcel Number

Primary APN	`01-238949`
Alternative APNs	`1238949` `238949`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	630 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	238949
Street Address	1945 CONSTITUTION DR
City	SAINT LEONARD
State	MD
Zip	20685-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 12 PLAT 2 OLD GLORY
Legal Subdivision	PLAT TWO OLD GLORY
Legal Lot Number	12
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1021
Census Tract	860801

Owner

1945 Constitution Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1945 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Prior Sale	Dec 10, 2002 · Amount on File
Deed Book / Page	4625 / 393
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1945 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068040001
Date	Oct 21, 2025
Book Page	6804/1

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1945 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TRUSTED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133

Mortgage

Document Number	0061700208
Date	Dec 14, 2021
Book Page	6170/208

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1945 Constitution Dr was $5,091.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,200 Land $122,000 Building $359,200	$481,200 Land $122,000 Building $359,200
2025	$5,091.00
2023	$4,065.00	$391,300 Land $122,000 Building $269,300	$391,300 Land $122,000 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1945 Constitution Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1945 Constitution Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Constitution Dr

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