Carver County property record for 1945 Clearwater Rd, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,092 sqft · built 2002 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,947 (Dec 2002) |
| Tax Bill | $5,062 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-4450170 |
| Primary APN | 75-4450170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Finished Area |
| Gross Area | 1,885 sqft |
| 1st Floor Area | 1,046 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Area | 550 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 229 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1945 CLEARWATER RD |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-9511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 25 TOWNSHIP 116 RANGE 025 SIERRA (C) LOT 011 BLOCK 002 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 25 |
| Legal Subdivision | SIERRA (C) |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 90302 |
1945 Clearwater Rd is owned and occupied by two individuals who acquired it in January 2019.
Source: Carver County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1945 CLEARWATER RD, WACONIA, MN 55387-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2002 · Amount on File |
| Deed Sale | Dec 24, 2002 · Amount on File |
| Prior Sale | Jul 5, 2001 · Amount on File |
| Deed Document Number | 200257790 |
| Last Transfer Date | Jan 18, 2019 |
| Transfer Doc | 000A672794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 1945 CLEARWATER RD, WACONIA, MN 55387-9511 |
| Document Number | 0000706121 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1945 CLEARWATER RD WACONIA MN 553879511, WACONIA, MN 55387-9511 |
| Document Number | 0000706121 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 706121 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2035 |
The 2026 property tax bill for 1945 Clearwater Rd was $5,062 with a homeowner's exemption.
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,062.00 Homeowner's exemption | $399,300 (-0.45%) Land $140,000 Building $259,300 | $399,300 (-0.45%) Land $140,000 Building $259,300 |
| 2025 | $401,100 (+1.26%) Land $115,000 Building $286,100 | $401,100 (+1.26%) Land $115,000 Building $286,100 | |
| 2024 | $4,716.00 (-3.36%) Homeowner's exemption | $396,100 (+1.98%) Land $110,000 Building $286,100 | $396,100 (+1.98%) Land $110,000 Building $286,100 |
| 2023 | $4,880.00 Homeowner's exemption | $388,400 Land $110,000 Building $278,400 | $388,400 Land $110,000 Building $278,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1945 Clearwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1945 Clearwater Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon, Xfinity.
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