19449 Melissa Ln, Covington, LA 70435 Property Records

St. Tammany Parish property record for 19449 Melissa Ln, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	4,958 sqft · built 1988
Owner	Individual Name on File
Last Sale	$12,500 (Jul 2023)
Tax Bill	$5,543 (2022)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Mortgage + 1 more
APN	`138-080-4703`

Property Details

APN / Parcel Number

Primary APN	`138-080-4703`
Alternative APNs	`129155` `142532`

Interior

Building Area	4,958 sqft Living Area

Exterior

Year Built	Built 1988
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	138-080-4703
Street Address	19449 MELISSA LN
City	COVINGTON
State	LA
Zip	70435-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARLAND ADDITION LT4 5 3 4 5 BL5.25 SQ5
Legal Subdivision	GARLAND ADDITION
Legal Block	5
Legal Lot Number	4,5,3,4 4
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	40502

Owner

19449 Melissa Ln is owned and occupied by an individual who bought it in July 2023.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	19449 MELISSA LN, COVINGTON, LA 70435-8724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit MC BANK & TRUST CO
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Jun 2, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	May 17, 2023 · Amount on File
Deed Document Number	2381100
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	19449 MELISSA LN, COVINGTON, LA 70435-8724
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002467331
Date	Oct 8, 2025
Instrument	2467331

Lender

Name	MC BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	19449 MELISSA LN, COVINGTON, LA 70435-8724
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2208192
Date	Jun 2, 2020
Instrument	2208192

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 2, 2020
Property Address	19449 MELISSA LN, COVINGTON, LA 70435-8724
Document Number	0002208191
Instrument Date	May 28, 2020
Instrument	2208191
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69359 OWENS ST, MANDEVILLE, LA 70471-8003

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$60,498 Land $7,500 Building $52,998	$604,980 Land $75,000 Building $529,980
2023	Homeowner's exemption	$57,998 (-) Land $5,000 Building $52,998	$579,980 (+4.5%) Land $50,000 Building $529,980
2022	$5,543.00 Homeowner's exemption	$57,998 Land $5,000 Building $52,998	$554,980 Land $25,000 Building $529,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 19449 Melissa Ln; there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Dec 2009 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19449 Melissa Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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