19440 E 5th St, Umatilla, FL 32784 Property Records

Lake County property record for 19440 E 5th St, Umatilla, FL 32784 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,220 sqft Living Area
Lot Size	12,249 sqft (0.281 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2023)
Tax Bill	$2,819.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-082-00100`
Alternative APNs	`271808010008200100` `1228891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,220 sqft Living Area
Gross Area	1,620 sqft Gross Area
1st Floor	1,220 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2018
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	12,249 sqft (0.281 acres)
Depth X Width	115 ft x 106 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	612 sqft Patio
Porch Area	558 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1228891
Street Address	19440 E 5TH ST
City	UMATILLA
State	FL
Zip	32784-8026
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA LOTS 1 2 3 4 BLK 82 PB 6 PGS 87-95 ORB 6070 PG 554
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	82
Legal Lot Number	1
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1000
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-082-00100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19440 E 5TH ST, UMATILLA, FL 32784-8026
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2022	Warranty Deed, Transfer · Stand Alone Second Mortgage JUDITH HARRIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Doc Number	202336093
Deed Book / Page	6116 / 994
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	0045670494
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 30, 2023
Property Address	19440 E 5TH ST, UMATILLA, FL 32784-8026
Document Number	0061160994
Book / Page	6116 / 994
Map Reference	MB 6 PG 87
Instrument Date	Mar 23, 2023
Instrument	2023036093
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1551, MOUNT DORA, FL 32756-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19440 E 5TH ST, UMATILLA, FL 32784-8026

Mortgage

Document Number	0006116996
Date	Mar 30, 2023
Instrument	6116/996

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2022
Property Address	19440 E 5TH ST, UMATILLA, FL 32784-8026
Document Number	0060700554
Book / Page	6070 / 554
Map Reference	MB 6 PG 87
Instrument Date	Dec 20, 2022
Instrument	2022163433
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19411 E 5TH ST, UMATILLA, FL 32784-8027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1551, MOUNT DORA, FL 32756-1551

Mortgage

Document Number	0006070556
Date	Dec 21, 2022
Instrument	6070/556

Lender

Name	JUDITH HARRIS
Type	Private Party

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Jan 01, 2025

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,908 (-) Land $54,855 Building $147,053	$201,908 (-) Land $54,855 Building $147,053
2025		$201,908 (+19.92%) Land $54,855 Building $147,053	$201,908 (+19.92%) Land $54,855 Building $147,053
2024	$2,819.00 (-0.42%)
2023	$2,831.00 (+79.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$168,374 (+36.34%)	$168,374 (+12.25%) Land $54,855 Building $113,519
2022	$1,577.00 Homeowner's exemption	$123,500	$150,004 Land $36,570 Building $113,434

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

19440 E 5th St, Umatilla, FL 32784 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 5th St

Nearby Streets

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