1944 Wheeler Rd, Gerald, MO 63037 Property Records

Franklin County property record for 1944 Wheeler Rd, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,696 sqft · built 1986
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-1-01.0-0-000-006.100`

Property Details

APN / Parcel Number

Primary APN	`25-1-01.0-0-000-006.100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	78,408 sqft (1.8 acres)
Patio Area	200 sqft

Location & Zoning

Street Address	1944 WHEELER RD
City	GERALD
State	MO
Zip	63037-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	PT W 1/2 LOT 2 NW S OF WHEELER RD
Legal Range	04W
Legal Township	42
Legal Section	01
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	LYON
Census Block Group	1
Census Block	1071
Census Tract	800404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1944 WHEELER RD, GERALD, MO 63037-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jun 5, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020
Deed Sale	Jun 5, 2020
Deed Document Number	2008495
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1944 WHEELER RD, GERALD, MO 63037-1618
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002400784
Date	Jan 23, 2024
Instrument	2400784

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 5, 2020
Property Address	1944 WHEELER RD, GERALD, MO 63037-1618
Document Number	0000008495
Instrument Date	Jun 3, 2020
Instrument	8495
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1944 WHEELER RD GERALD MO 630371618, GERALD, MO 63037-1618

Mortgage

Document Number	8496
Date	Jun 5, 2020
Instrument	8496

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+25.37%)	$45,022 (+12.38%)	$236,960 (+12.38%) Land $17,800 Building $219,160
2023	$1,967.00 (+7.72%)	$40,062	$210,850 Land $12,400 Building $198,450
2022	$1,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Sparklight DSL	25 / 3

May also be available: AT&T, FireServe.

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