1944 Union Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1944 Union Ridge Rd, Placerville, CA 95667

Property Summary

Property TypeRural Home
Details6 bd · 5 ba · 3,706 sqft · built 2016
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Jun 2020)
Tax Bill$7,649 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN049-320-063-000

Property Details

APN / Parcel Number

Primary APN049-320-063-000
Alternative APNs
  • 04932063100
  • 0493206310

Interior

Bedrooms6 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,706 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeWood
Lot Area76,666 sqft
TerrainRolling
View / LotAverage
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area3,706 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address1944 UNION RIDGE RD
CityPLACERVILLE
StateCA
Zip95667-3725
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR1A
Legal DescriptionPM 50/54/2
Legal Subdivision50 54, PARCEL MAP
JurisdictionEL DORADO CA
Township / Civil DivisionPLACERVILLE
Census Block Group3
Census Block3036
Census Tract31100

Owner

1944 Union Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 26, 2020Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 1, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Dec 1, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
VITEK REAL ESTATE INDUSTRIES GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on File
Deed SaleJun 26, 2020 · Amount on File
Prior SaleDec 23, 2015 · Amount on File
Deed Document Number202031236
Prior Transfer DateNov 21, 2017
Prior Transfer Doc0000054606
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725

Mortgage

Document Number0000031709
DateNov 5, 2025
Instrument2025-0031709
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2045

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateJun 26, 2020
Property Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725
Document Number0000031236
Map ReferenceMB 50 PG 54
Instrument DateJun 23, 2020
Instrument2020-0031236
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725

Mortgage

Document Number0000031237
DateJun 26, 2020
Instrument2020-0031237
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEL DORADO CA
Recording DateDec 1, 2017
Property Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725
Document Number0000054605
Instrument DateNov 21, 2017
Instrument54605
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1944 UNION RIDGE RD PLACERVILLE CA 956673725, PLACERVILLE, CA 95667-3725

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL DORADO CA
Recording DateDec 1, 2017
Property Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725
Document Number0000054606
Map ReferenceMB 50 PG 54
Instrument DateNov 21, 2017
Instrument2017-0054606
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1944 UNION RIDGE RD, PLACERVILLE, CA 95667-3725

Mortgage

Document Number0000054607
DateDec 1, 2017
Instrument2017-0054607
Lender
NameVITEK REAL ESTATE INDUSTRIES GROUP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1944 Union Ridge Rd was $7,649 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictCamino Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$741,815 (+2%) Land $128,282 Building $613,533
2025$7,649.00 Homeowner's exemption$727,270 Land $125,767 Building $601,503
2023$7,336.00 (+1.45%) Homeowner's exemption$699,031 Land $120,884 Building $578,147
2022$7,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1944 Union Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1944 Union Ridge Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Union Ridge Rd

Nearby Streets

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