St. Charles County property record for 1944 Sapling Dr, O Fallon, MO 63366 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,141 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,695 (1998) |
| Tax Bill | $4,247.00 (2025) |
| Primary APN | A982001054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,141 sqft Living Area |
| Gross Area | 3,777 sqft Gross Area |
| 1st Floor | 1,180 sqft 1st Floor |
| Basement Area | 1,156 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 17,424 sqft (0.4 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A982001054 |
|---|---|
| Street Address | 1944 SAPLING DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4375 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGHGROVE PL #2 LOT 235 |
| Legal Subdivision | HIGHGROVE PL #2 |
| Legal Lot Number | 235 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | O'FALLON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 311604 |
Source: St. Charles County records · APN A982001054
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1944 SAPLING DR, O FALLON, MO 63366-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU |
| Dec 14, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 1998 · Amount on Record |
| Deed Sale | Nov 18, 1998 · Amount on Record |
| Deed Doc Number | 199891407 |
| Deed Book / Page | 2160 / 1649 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1944 SAPLING DR, O FALLON, MO 63366-4375 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TRUSTED TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0071520508 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 7152/0508 |
| Instrument | 20190930000538260 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | WENTZVILLE, MO 63385 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1944 SAPLING DR, O FALLON, MO 63366-4375 |
| Document Number | 0070180590 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1944 SAPLING DR O FALLON MO 633664375, O FALLON, MO 63366-4375 |
| Document Number | 0070180590 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 007018/000590 |
| Instrument | 714620 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,154 (-) | $348,180 (-) Land $65,000 Building $283,180 | |
| 2025 | $4,247.00 | $66,154 (+8.2%) | $348,180 (+8.2%) Land $65,000 Building $283,180 |
| 2023 | $61,139 | ||
| 2022 | $321,783 Land $50,000 Building $271,783 |
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