1944 S 650 W, Payson, UT 84651 Property Records

Utah County property record for 1944 S 650 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,862 sqft · built 2020
Lot Size	0.34 acres (14,821 sqft)
Owner	2 Individual Names on File
Last Sale	$521,200 (Apr 2020)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan Jan 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-710-0053`

Property Details

APN / Parcel Number

Primary APN	`66-710-0053`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	4,417 sqft
1st Floor Area	1,862 sqft
Basement Area	1,862 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	14,821 sqft (0.34 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	98 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1944 S 650 W
City	PAYSON
State	UT
Zip	84651-8731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53, PLAT N, SPRINGSIDE MEADOWS SUB AREA 0.340 AC.
Legal Subdivision	SPRINGSIDE MEADOWS SUB
Legal Lot Number	53
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1001
Census Tract	10410

Owner

1944 S 650 W is owned and occupied by two individuals who bought it in April 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1944 S 650 W, PAYSON, UT 84651-8731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Jan 9, 2020	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Apr 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Deed Document Number	202042598
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1944 S 650 W, PAYSON, UT 84651-8731
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	COTTONWOOD TITLE INSURANCE A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128173
Date	Dec 4, 2019
Instrument	128173:2019

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1944 S 650 W, PAYSON, UT 84651-8731
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	COTTONWOOD TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002972
Date	Jan 9, 2020
Instrument	002972:2020

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 2, 2020
Property Address	1944 S 650 W, PAYSON, UT 84651-8731
Document Number	0000042598
Instrument Date	Mar 31, 2020
Instrument	42598:2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1944 S 650 W, PAYSON, UT 84651-8731

Mortgage

Document Number	0000042599
Date	Apr 2, 2020
Instrument	42599:2020

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1944 S 650 W was $3,663, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,210 (-47.25%)	$642,200 (-4.09%) Land $201,100 Building $441,100
2025	$3,663.00 (+0.03%)	$669,600 Land $191,600 Building $478,000	$669,600 Land $191,600 Building $478,000
2024	$3,662.00 (+12.33%)
2023	$3,260.00 (+6.57%)	$332,750	$605,000 Land $165,200 Building $439,800
2022	$3,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1944 S 650 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1944 S 650 W is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 52% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000

May also be available: CentraCom, Utah Broadband, Verizon.

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