1944 Rainy Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 1944 Rainy Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,009 sqft · built 2012
Lot Size	0.486 acres (21,183 sqft)
Owner	2 Trust Names on File
Last Sale	$397,443 (Dec 2012)
Tax Bill	$9,923 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-30-202-010-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-30-202-010-000`
Alternative APN	`85621`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,009 sqft Finished Area
Basement Area	2,411 sqft
Finished Basement	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,183 sqft (0.486 acres)
Lot Dimensions	190 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	1,568 sqft
Parking Spaces	6 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	85621
Street Address	1944 RAINY CIR
City	SIOUX FALLS
State	SD
Zip	57110-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR;RURAL R
Legal Description	LOT 10 BLOCK 14 COPPER CREEK ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	COPPER CREEK ADDITION
Legal Block	14
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	10401

Owner

1944 Rainy Cir is owner-occupied and held in a trust since December 2012.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1944 RAINY CIR, SIOUX FALLS, SD 57110-6808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2012 · Amount on File
Deed Sale	Dec 27, 2012 · Amount on File
Prior Sale	Jul 17, 2012 · Amount on File
Deed Document Number	2012238218
Deed Book / Page	546 / 983
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1944 RAINY CIR, SIOUX FALLS, SD 57110-6808
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1902MTG/245
Date	Oct 20, 2020
Book Page	1902 MTG/245

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1944 Rainy Cir was $9,923.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,431 (+5.33%) Land $108,790 Building $670,641	$779,431 Land $108,790 Building $670,641
2025	$9,923.00	$740,000 (-2.59%) Land $104,700 Building $635,300
2024	$9,923.00	$759,700 Land $123,900 Building $635,800
2022	$9,289.00	$621,900 Land $117,400 Building $504,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1944 Rainy Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1944 Rainy Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP, LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350

May also be available: CenturyLink, Verizon.

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