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1944 Raincloud Dr, Rockford, IL 61108 Property Records

Winnebago County property record for 1944 Raincloud Dr, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,132 sqft · built 1990
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Sep 2017)
Tax Bill$6,262 (2025)
Deeds & MortgagesSep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN178A302

Property Details

APN / Parcel Number

Primary APN178A302
Alternative APN
  • 1234252009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,132 sqft Living Area
Gross Area3,804 sqft
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions170 ft deep x 88 ft wide
TerrainRolling
Garage TypeAttached
Garage Area612 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPorch
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number178A302
Street Address1944 RAINCLOUD DR
CityROCKFORD
StateIL
Zip61108-6876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLAT NO 2 DIXONS & NIEMANS WESTVALE BNG PT NE1/4 SEC 34-44-2 LOT 102
Legal Range2
Legal Township44
Legal Section34
Legal SubdivisionDIXONS & NIEMANS WESTVALE PLAC
Legal Lot Number102
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2038
Census Tract513

Owner

1944 Raincloud Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1944 RAINCLOUD DR, ROCKFORD, IL 61108-6876
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2017 · Amount on File
Deed SaleSep 1, 2017 · Amount on File
Prior SaleSep 26, 1995 · Amount on File
Record UpdatedOct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateSep 1, 2017
Property Address1944 RAINCLOUD DR, ROCKFORD, IL 61108-6876
Document Number0001026876
Instrument DateAug 31, 2017
Instrument1026876
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1944 RAINCLOUD DR ROCKFORD IL 611086876, ROCKFORD, IL 61108-6876

Tax Assessment & Valuation

The 2025 property tax bill for 1944 Raincloud Dr was $6,262 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,262.00$81,936 Land $11,913 Building $70,023$245,808 Land $35,739 Building $210,069
2022Homeowner's exemption$57,294 Land $8,425 Building $48,869$171,882 Land $25,275 Building $146,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1944 Raincloud Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1944 Raincloud Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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