Delaware County property record for 1944 Liberty Bluff Dr, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,240 sqft · built 2020 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,199,000 (Jul 2024) |
| Tax Bill | $19,686 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 319-120-12-004-000 |
| Primary APN | 319-120-12-004-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Living Area |
| Gross Area | 5,564 sqft |
| 1st Floor Area | 1,620 sqft |
| Upper Floors Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,954 sqft (0.504 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 1944 LIBERTY BLUFF DR |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-3782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5912 LIBERTY BLUFF SEC 1 |
| Legal Subdivision | LIBERTY BLUFF SEC 1 |
| Legal Lot Number | 5912 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 12100 |
1944 Liberty Bluff Dr is owned by two individuals who bought it in July 2024.
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 18127, FAIRFIELD, OH 45018-0127 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Dec 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL BANK |
| Aug 4, 2020 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Sep 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 202414064 |
| Deed Book / Page | 2100 / 511 |
| Prior Transfer Date | Sep 26, 2018 |
| Prior Transfer Doc | 0000026512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Document Number | 0000031648 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 202500031648 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Document Number | 0000031649 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 202500031649 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | STEWART TITLE BOX |
| Name | Verified Name |
|---|
| Document Number | 0000028671 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 1753/2453 |
| Instrument | 202000028671 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 21, 2021 |
| Property Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Document Number | 0000023750 |
| Book / Page | 1862 / 1417 |
| Instrument Date | May 20, 2021 |
| Instrument | 202100023750 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 225 PICTORIA DR STE 700, 700, CINCINNATI, OH 45246-1620 |
| Document Number | 0000023751 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 202100023751 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.88% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Sep 27, 2018 |
| Property Address | 1944 LIBERTY BLUFF DR, DELAWARE, OH 43015-3782 |
| Document Number | 0000026512 |
| Book / Page | 001597 / 002308 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 26512 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7662 N CENTRAL DR LEWIS CENTER OH 430359400, LEWIS CENTER, OH 43035-9400 |
The 2025 property tax bill for 1944 Liberty Bluff Dr was $19,686, up 7.1% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Liberty Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,686.00 (+7.09%) | $347,240 (-) Land $93,280 Building $253,960 | $992,100 Land $266,500 Building $725,600 |
| 2024 | $18,382.00 (-0.39%) Homeowner's exemption | $347,240 (-) Land $93,280 Building $253,960 | |
| 2023 | $18,454.00 Homeowner's exemption | $347,240 Land $93,280 Building $253,960 | $992,100 Land $266,500 Building $725,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1944 Liberty Bluff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1944 Liberty Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures