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1944 Iorio St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1944 Iorio St, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeVacant Land
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$417,990 (Apr 2026)
Tax Bill$3,451 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-26-31-5325-0001-0450

Property Details

APN / Parcel Number

Primary APN03-26-31-5325-0001-0450
Alternative APN
  • 263103532500010450

Exterior

Lot Area9,147 sqft (0.21 acres)

Location & Zoning

Street Address1944 IORIO ST
CitySAINT CLOUD
StateFL
Zip34771-8118
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionTRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 45
Legal SubdivisionTRINITY PLACE PHASE 1
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43700

Owner

Source: Osceola County records · APN 03-26-31-5325-0001-0450

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Special Warranty Deed, Transfer · Conventional Mortgage
UNIVERSAL LENDING CORPORATION
Apr 02, 2026Special Warranty Deed, Transfer · Conventional Mortgage
UNIVERSAL LENDING CORPORATION
Jan 15, 2026Re-recorded Document
FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY
Jan 13, 2026Special Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2026 · Amount on Record
Deed SaleApr 02, 2026 · Amount on Record
Prior SaleJan 13, 2026 · Amount on Record
Deed Document Number202644163
Deed Book / Page6948 / 2319
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2026
Property Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
Document Number0000044163
Book / Page6948 / 2319
Instrument DateMar 27, 2026
Instrument202644163
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$295,518.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
InvestorPossibly a Property Investor

Mortgage

Document Number0000044164,
DateApr 02, 2026
Instrument202644164
Lender
NameUNIVERSAL LENDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2026
Property Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
Document Number0069482319
Book / Page6948 / 2319
Instrument DateMar 27, 2026
Instrument202644163
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$295,518.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
InvestorPossibly a Property Investor

Mortgage

Document Number0000044164,
DateApr 02, 2026
Instrument202644164
Lender
NameUNIVERSAL LENDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionOSCEOLA FL
Recording DateJan 15, 2026
Property Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
Document Number0069081909
Book / Page6908 / 1909
Map ReferenceMB 33 PG 175-181
Instrument DateJan 09, 2026
Instrument2026006484
Record UpdatedJan 30, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182

January 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 13, 2026
Property Address1944 IORIO ST, SAINT CLOUD, FL 34771-8118
Document Number0069072032
Book / Page6907 / 2032
Map ReferenceMB 33 PG 175-181
Instrument DateJan 09, 2026
Instrument2026005496
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
Tax$2,734.90
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,451.00 (+14.46%)$70,000 Land $70,000$70,000 Land $70,000
2024$3,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 244 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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