1944 Gaffney Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1944 Gaffney Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,362 sqft · built 1941
Lot Size	0.874 acres (38,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$629 (2026)
Deeds & Mortgages	Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`438991`

Property Details

APN / Parcel Number

Primary APN	`438991`
Alternative APN	`2348`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,362 sqft Finished Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	38,087 sqft (0.874 acres)
Porch	Slab
Porch Area	235 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	438991
Street Address	1944 GAFFNEY RD
City	SHELBY
State	NC
Zip	28152-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	1 AC HWY 150
Legal Subdivision	SHADY SIDE
Legal Block	1
Legal Lot Number	15L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3034
Census Tract	951501

Owner

1944 Gaffney Rd, a single family home, is owned by two individuals.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 545, BOILING SPRINGS, NC 28017-0545
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 23, 2017
Property Address	1944 GAFFNEY RD, SHELBY, NC 28152-8139
Document Number	0017490821
Book / Page	001749 / 000821
Instrument Date	Aug 23, 2017
Instrument	3986
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 545 BOILING SPRINGS NC 280170545, BOILING SPRINGS, NC 28017-0545

Tax Assessment & Valuation

The 2026 property tax bill for 1944 Gaffney Rd was $629, up 33% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$629.00 (+32.98%)	$70,788 (-) Land $20,000 Building $50,788	$70,788 (-) Land $20,000 Building $50,788
2025	$473.00	$70,788 Land $20,000 Building $50,788	$70,788 Land $20,000 Building $50,788
2023		$44,698 Land $17,900 Building $26,798	$44,698 Land $17,900 Building $26,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1944 Gaffney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1944 Gaffney Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20