Schenectady County and Rotterdam Town property record for 1944 Edith Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,770 sqft · built 1951 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,159 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-6-28 |
| Primary APN | 422800 59.10-6-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Upper Floors Area | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 90 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Gazebo | 180 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1944 EDITH LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,FP,CRPT,SHD COLD BROOK-162 5.-364-25 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 6 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 32902 |
1944 Edith Ln is owned and occupied by an individual.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1944 EDITH LN, SCHENECTADY, NY 12303-3067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NY FEDERAL CREDIT UNION |
| Aug 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 20, 2026 |
| Property Address | 1944 EDITH LN, SCHENECTADY, NY 12303-3067 |
| Document Number | 0000011725 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202611725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1944 EDITH LN, SCHENECTADY, NY 12303-3067 |
| Document Number | 0000011725, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202611725 |
| Name | FIRST NY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1944 EDITH LN, SCHENECTADY, NY 12303-3067 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000044577 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 5321/539 |
| Instrument | 202344577 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1944 EDITH LN, SCHENECTADY, NY 12303-3067 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015366 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 5213/390 |
| Instrument | 202215366 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1944 EDITH LN, SCHENECTADY, NY 12303-3067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009922 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 4746/528 |
| Instrument | 201709922 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1944 Edith Ln was $6,159 with a homeowner's exemption, up 1.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,159.00 (+1.7%) Homeowner's exemption | ||
| 2025 | $6,056.00 | $165,000 Land $8,100 Building $156,900 | $253,800 Land $12,459 Building $241,341 |
| 2023 | $165,000 Land $8,100 Building $156,900 | $217,100 Land $10,658 Building $206,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1944 Edith Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1944 Edith Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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