1944 Cobalt Dr, Carlsbad, CA 92009 Property Records

San Diego County property record for 1944 Cobalt Dr, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,745 sqft · built 2007
Lot Size	0.168 acres (7,311 sqft)
Owner	Company Name on Record
Last Sale	$782,000 (Feb 2013)
Tax Bill	$12,986 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`213-290-40-00`

Property Details

APN / Parcel Number

Primary APN	`213-290-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,745 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	7,311 sqft (0.168 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1944 COBALT DR
City	CARLSBAD
State	CA
Zip	92009-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 103 TR 015161
Legal Subdivision	LA COSTA GREENS N
Legal Tract	015161
Legal Block	1
Legal Lot Number	103
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	20030

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1944 COBALT DR, CARLSBAD, CA 92009-5201
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2013 · Amount on Record
Deed Sale	Feb 28, 2013 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	2013132883
Last Transfer Date	Jan 13, 2014
Transfer Doc	0000053341
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1944 COBALT DR, CARLSBAD, CA 92009-5201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1944 COBALT DR, CARLSBAD, CA 92009-5201

Mortgage

Document Number	0000533185
Date	Sep 11, 2020
Instrument	2020-0533185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1944 COBALT DR, CARLSBAD, CA 92009-5201
Document Number	0000139010
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1944 COBALT DR CARLSBAD CA 920095201, CARLSBAD, CA 92009-5201

Mortgage

Document Number	0000139010
Date	Mar 28, 2017
Instrument	139010

Lender

Name	COMMERCIAL BK/CA
Type	Bank
Address	575 ANTON BLVD # 140, COSTA MESA, CA 92626-1981

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,029,075 (+2%) Land $444,316 Building $584,759
2025	$12,986.00 (+4.44%)	$1,008,898 (+4.04%) Land $435,604 Building $573,294
2023	$12,434.00 (+1.67%)	$969,723 Land $418,690 Building $551,033
2022	$12,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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