1944 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1944 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,999 sqft · built 2004
Lot Size	0.252 acres (10,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$899,000 (Jun 2020)
Tax Bill	$12,669 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2410-043-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2410-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,999 sqft Living Area
1st Floor Area	1,729 sqft
2nd Floor Area	2,270 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,981 sqft (0.252 acres)
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1944 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 58, LOT 82
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 58
Legal Lot Number	82
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1944 CAVERSHAM WAY, FOLSOM, CA 95630-6251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MTG
May 26, 2020	Quit Claim Deed, Transfer US BK
Jan 31, 2019	Grant Deed, Transfer US BK
Dec 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Book / Page	20200630 / 16
Prior Transfer Date	May 19, 2020
Prior Transfer Doc	5260000000447
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2020
Property Address	1944 CAVERSHAM WAY, FOLSOM, CA 95630-6251
Document Number	2006300016
Instrument Date	Jun 24, 2020
Instrument	2006300016
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1944 CAVERSHAM WAY FOLSOM CA 956306251, FOLSOM, CA 95630-6251

Mortgage

Document Number	2006300017
Date	Jun 30, 2020
Instrument	2006300017

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 26, 2020
Property Address	1944 CAVERSHAM WAY, FOLSOM, CA 95630-6251
Document Number	2005260447
Instrument Date	May 19, 2020
Instrument	2005260447
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1944 CAVERSHAM WAY FOLSOM CA 956306251, FOLSOM, CA 95630-6251

Mortgage

Document Number	2005260448
Date	May 26, 2020
Instrument	2005260448

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2019
Property Address	1944 CAVERSHAM WAY, FOLSOM, CA 95630-6251
Document Number	1901310970
Instrument Date	Jan 30, 2019
Instrument	1901310970
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1944 CAVERSHAM WAY FOLSOM CA 956306251, FOLSOM, CA 95630-6251

Mortgage

Document Number	1901310971
Date	Jan 31, 2019
Instrument	1901310971

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 12, 2017
Property Address	1944 CAVERSHAM WAY, FOLSOM, CA 95630-6251
Document Number	1712122205
Instrument Date	Dec 5, 2017
Instrument	1712122205
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1944 CAVERSHAM WAY FOLSOM CA 956306251, FOLSOM, CA 95630-6251

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1944 CAVERSHAM WAY, FOLSOM, CA 95630-6251
Document Number	0000000102
Book / Page	170511 / 000102
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1944 CAVERSHAM WAY FOLSOM CA 956306251, FOLSOM, CA 95630-6251

Mortgage

Document Number	0000000102
Date	May 11, 2017
Book Page	170511/000102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,002,846 (+2%) Land $234,256 Building $768,590
2025	$12,669.00 (+1.73%) Homeowner's exemption	$983,183 (+4.04%) Land $229,663 Building $753,520
2024	$12,453.00 (+2.99%)
2023	$12,092.00 (+1.13%) Homeowner's exemption	$945,007 Land $220,746 Building $724,261
2022	$11,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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