19438 Rum River Ct, Katy, TX 77449 Property Records

Harris County property record for 19438 Rum River Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2007
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$229,425 (May 2021)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-875-002-0035`

Property Details

APN / Parcel Number

Primary APN	`126-875-002-0035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
1st Floor Area	1,358 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,500 sqft (0.126 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1268750020035
Street Address	19438 RUM RIVER CT
City	KATY
State	TX
Zip	77449-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 BLK 2 PLANTATION LAKES SEC 6
Legal Subdivision	PLANTATION LAKES SEC 6
Legal Block	2
Legal Lot Number	35
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2004
Census Tract	542105

Owner

Source: Harris County records · APN 126-875-002-0035

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19438 RUM RIVER CT, KATY, TX 77449-4558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Oct 05, 2007 · Amount on Record
Deed Document Number	2021297770
Prior Transfer Date	May 17, 2021
Prior Transfer Doc	0000297769
Record Updated	Sep 20, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 28, 2021
Property Address	19438 RUM RIVER CT, KATY, TX 77449-4558
Document Number	2021297770
Map Reference	MF 583203
Instrument Date	May 25, 2021
Instrument	2021-297770
Transaction Type	Transfer
Record Updated	Sep 06, 2021
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19438 RUM RIVER CT, KATY, TX 77449-4558

Mortgage

Document Number	2021297771
Date	May 28, 2021
Instrument	2021-297771

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,248.00 (+254.45%)	$307,697 (-2.73%) Land $53,542 Building $254,155	$307,697 (-2.73%) Land $53,542 Building $254,155
2024	$2,327.00 (+7.09%)
2023		$316,342 Land $53,542 Building $262,800	$316,342 Land $53,542 Building $262,800
2022	$2,173.00 (+43.05%)
2020	$1,519.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 769 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.