1943 Sparkling Stream Dr, Belmont, NC 28012 Property Records

Gaston County property record for 1943 Sparkling Stream Dr, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,007 sqft · built 2024
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$631,000 (Nov 2024)
Tax Bill$3,226 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN310948

Property Details

APN / Parcel Number

Primary APN310948

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,007 sqft Heated Area

Exterior

Year BuiltBuilt 2024
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address1943 SPARKLING STREAM DR
CityBELMONT
StateNC
Zip28012-9781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAROLINA RIVERSIDE LOT 83 PLAT BOOK 102 PAGE 045
Legal Lot Number83
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1017
Census Tract32403

Owner

Source: Gaston County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1943 SPARKLING STREAM DR, BELMONT, NC 28012-9781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Deed Document Number0055202093
Deed Book / Page5520 / 2093
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1943 SPARKLING STREAM DR, BELMONT, NC 28012-9781
Transaction TypeMortgage
Record UpdatedOct 1, 2025
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 SPARKLING STREAM DR, BELMONT, NC 28012-9781

Mortgage

Document Number0055830658
DateSep 5, 2025
Book Page5583/658
Lender
NameTRUIST BANK A NORTH CAROLIN
AddressPO BOX 1290, WHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELMONT
serves 17,477 people · EPA ID NC0136015
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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