1943 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 1943 S 3rd St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 660 sqft · built 1930
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$10,500 (Jun 2016)
Tax Bill$813 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-0111-0006-10-5

Property Details

APN / Parcel Number

Primary APN14-0111-0006-10-5
Alternative APN
  • 11-14-0111-0006-10-5

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area660 sqft Living Area
1st Floor Area660 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRaised Ranch
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions330 ft deep x 66 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1943 S 3RD ST
CityNILES
StateMI
Zip49120-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionCOM 792'S OF N1/4 PST SEC 11 T8S R17W TH S 66'TH E 330'TH N 66'TH W 330'TO BEG
Legal Range17W
Legal Township08S
Legal Section11
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group1
Census Block1009
Census Tract21100

Owner

1943 S 3rd St is owned by an individual who bought it in June 2016.

Source: Berrien County records, as of October 14, 2026

Owner of RecordIndividual Name on File
Mailing Address1507 BOND ST, NILES, MI 49120-4038
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2016 · Amount on File
Deed SaleJun 22, 2016 · Amount on File
Prior SaleFeb 7, 1995 · Amount on File
Deed Book / Page3139 / 3494
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateJul 21, 2026
Property Address1943 S 3RD ST, NILES, MI 49120-4003
Document Number0000466312
Book / Page3483 / 186
Instrument DateJul 10, 2026
Instrument2026466312
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1507 BOND ST, NILES, MI 49120-4038

Mortgage

Document Number0000466312,
DateJul 21, 2026
Book Page3483/186
Instrument2026466312
Lender
NameHONOR CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 12, 2046
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1943 S 3rd St was $813.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictBrandywine Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,100$92,200
2025$813.00
2023$35,100$70,200
2022$716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1943 S 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1981–2016)
Most Recent ClaimAug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1943 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES
serves 14,215 people · EPA ID MI0004740
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 3rd St

Nearby Streets

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