1943 Kristoff Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1943 Kristoff Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,243 sqft · built 2005
Lot Size0.239 acres (10,425 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Mar 2005)
Tax Bill$13,885 (2026)
Deeds & MortgagesApr 2022 Mortgage
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN242-400-080-000

Property Details

APN / Parcel Number

Primary APN242-400-080-000
Alternative APN
  • 242-400-08

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,243 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Construction TypeWood
Lot Area10,425 sqft (0.239 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number242-400-08
Street Address1943 KRISTOFF CT
CityTRACY
StateCA
Zip95376-6744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8
Legal SubdivisionEASTGATE ESTATES
Legal Block2
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2009
Census Tract5216

Owner

1943 Kristoff Ct is owned and occupied by two individuals who acquired it in February 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1943 KRISTOFF CT, TRACY, CA 95376-6744
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST UNITED SERVICES CU
Dec 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED CU
Sep 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED CU
Mar 6, 2018Quit Claim Deed, Transfer
CREDIT LEASING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2005 · Amount on File
Deed SaleMar 30, 2005 · Amount on File
Deed Document Number200573006
Last Transfer DateFeb 26, 2018
Transfer Doc0000025031
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1943 KRISTOFF CT, TRACY, CA 95376-6744
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 KRISTOFF CT, TRACY, CA 95376-6744

Mortgage

Document Number0000049843
DateApr 18, 2022
Instrument2022-049843
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMay 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.5%
IndexOther
Max Rate8.5%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1943 KRISTOFF CT, TRACY, CA 95376-6744
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 KRISTOFF CT, TRACY, CA 95376-6744

Mortgage

Document Number0000034073
DateFeb 24, 2021
Instrument2021-034073
Lender
Name1ST UNITED SERVICES CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1943 KRISTOFF CT, TRACY, CA 95376-6744
Document Number0000149224
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanySERVICELINK CRS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1943 KRISTOFF CT TRACY CA 953766744, TRACY, CA 95376-6744

Mortgage

Document Number0000149224
DateDec 19, 2019
Instrument149224
Lender
NameFIRST UNITED CU
TypeCredit Union
AddressPLEASANTON, CA 94588-2718
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 18, 2034

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1943 KRISTOFF CT, TRACY, CA 95376-6744
Document Number0000107357
Instrument DateSep 22, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanySERVICELINK CRS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1943 KRISTOFF CT TRACY CA 953766744, TRACY, CA 95376-6744

Mortgage

Document Number0000107357
DateSep 27, 2018
Instrument107357
Lender
NameFIRST UNITED CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 26, 2028

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 6, 2018
Property Address1943 KRISTOFF CT, TRACY, CA 95376-6744
Document Number0000025031
Instrument DateFeb 26, 2018
Instrument25031
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1943 KRISTOFF CT TRACY CA 953766744, TRACY, CA 95376-6744

Mortgage

Document Number25032
DateMar 6, 2018
Instrument25032
Lender
NameCREDIT LEASING
AddressPLEASANTON, CA 94588
Agreement
AmountAmount on Record
Term360 Months
DueMar 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1943 Kristoff Ct was $13,885 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,885.00
2025$13,885.00 Homeowner's exemption$1,184,364 Land $354,032 Building $830,332
2023$12,610.00 (+2.06%) Homeowner's exemption$1,138,376 Land $340,286 Building $798,090$1,234,440
2022$12,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1943 Kristoff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1943 Kristoff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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