St. Johns County property record for 1943 E Windy Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,257 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (May 2026) |
| Tax Bill | $4,694 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249549-2460 |
| Primary APN | 249549-2460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,257 sqft Living Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 2,257 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 142 sqft |
| Deck Area | Deck Area |
| Patio Area | 830 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1943 E WINDY WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/56-63 JULINGTON CREEK PLANTATION PARCELS 63 & 65 PHASE 2 LOT 246 OR4725/1374 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCELS 63 & |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 246 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20801 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1943 E WINDY WAY, SAINT JOHNS, FL 32259-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · VA Mortgage LOANPEOPLE LLC |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 16, 2019 | Warranty Deed, Transfer · VA Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 202641583 |
| Deed Book / Page | 6363 / 1876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 14, 2026 |
| Property Address | 1943 E WINDY WAY, SAINT JOHNS, FL 32259-1946 |
| Document Number | 0000041583 |
| Book / Page | 6363 / 1876 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.41583 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1943 E WINDY WAY, SAINT JOHNS, FL 32259-1946 |
| Document Number | 0000041584, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 6363/1879 |
| Instrument | 2026.41584 |
| Name | LOANPEOPLE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1943 E WINDY WAY, SAINT JOHNS, FL 32259-1946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051321506 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 5132/1506 |
| Instrument | 2020117393 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 16, 2019 |
| Property Address | 1943 E WINDY WAY, SAINT JOHNS, FL 32259-1946 |
| Document Number | 0047251374 |
| Book / Page | 4725 / 1374 |
| Map Reference | MB 47 PG 56-63 |
| Instrument Date | May 9, 2019 |
| Instrument | 2019034069 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BORTRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1941 RIVER OAKS DR, 1941, SAINT JOHNS, FL 32259-8329 |
| Name | Verified Name |
|---|---|
| Address | 1943 E WINDY WAY, SAINT JOHNS, FL 32259-1946 |
| Document Number | 2019034070 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019034070 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,958 (+2.7%) | $427,516 (-2.94%) Land $105,000 Building $322,516 | |
| 2025 | $4,694.00 (+11.34%) Homeowner's exemption | $252,150 (+5.99%) | $440,464 (+9.35%) Land $105,000 Building $335,464 |
| 2024 | $4,216.00 (+9.99%) | ||
| 2023 | $3,833.00 (+2.24%) Homeowner's exemption | $237,907 (+3%) | $402,798 (+6.52%) Land $93,000 Building $309,798 |
| 2022 | $3,749.00 Homeowner's exemption | $230,978 | $378,132 Land $89,600 Building $288,532 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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