1943 E 190 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1943 E 190 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,556 sqft · built 2014
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-365-0211`

Property Details

APN / Parcel Number

Primary APN	`66-365-0211`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	3,814 sqft
1st Floor Area	1,556 sqft
Basement Area	1,544 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1943 E 190 N
City	SPANISH FORK
State	UT
Zip	84660-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 211, PLAT B, SPANISH HIGHLANDS ESTATES SUB AREA 0.219 AC.
Legal Subdivision	SPANISH HIGHLANDS ESTATES SUB
Legal Lot Number	211
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3016
Census Tract	10307

Owner

1943 E 190 N is owned and occupied by two individuals who acquired it in May 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1943 E 190 N, SPANISH FORK, UT 84660-5987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Dec 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 13, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025
Deed Sale	May 1, 2025
Prior Sale	Aug 6, 2014 · Amount on File
Deed Document Number	202531857
Prior Transfer Date	Aug 5, 2014
Prior Transfer Doc	0000055028
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1943 E 190 N, SPANISH FORK, UT 84660-5987
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1943 E 190 N, SPANISH FORK, UT 84660-5987

Mortgage

Document Number	0000200204
Date	Dec 1, 2021
Instrument	200204:2021

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1943 E 190 N, SPANISH FORK, UT 84660-5987
Document Number	0000006410
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1943 E 190 N SPANISH FORK UT 846605987, SPANISH FORK, UT 84660-5987

Mortgage

Document Number	0000006410
Date	Jan 17, 2020
Instrument	6410

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jan 16, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.3%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1943 E 190 N, SPANISH FORK, UT 84660-5987
Document Number	0000006409
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1943 E 190 N SPANISH FORK UT 846605987, SPANISH FORK, UT 84660-5987

Mortgage

Document Number	0000006409
Date	Jan 17, 2020
Instrument	6409

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jan 16, 2093

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 1943 E 190 N was $3,047, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,950 (-39.85%)	$629,000 (+9.37%) Land $230,800 Building $398,200
2025	$3,047.00 (+0.03%)	$575,100 Land $230,800 Building $344,300	$575,100 Land $230,800 Building $344,300
2024	$3,046.00 (+5.29%)
2023	$2,893.00 (-1.23%)	$298,595	$542,900 Land $219,700 Building $323,200
2022	$2,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1943 E 190 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1943 E 190 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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