1943 Adirondack St, Spearfish, SD 57783 Property Records

Lawrence County property record for 1943 Adirondack St, Spearfish, SD 57783

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,103 sqft · built 2010
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Jul 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32315-00400-010-00`

Property Details

APN / Parcel Number

Primary APN	`32315-00400-010-00`
Alternative APN	`R18108`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	6,534 sqft (0.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R18108
Street Address	1943 ADIRONDACK ST
City	SPEARFISH
State	SD
Zip	57783-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE ON HIGGINS CREEK LOT 1 BLK 4 PLAT 2008-03143
Legal Subdivision	THE RESERVE ON HIGGINS CR
Legal Block	4
Legal Lot Number	1
Jurisdiction	LAWRENCE SD
Township / Civil Division	SPEARFISH
Census Block Group	1
Census Block	1065
Census Tract	966301

Owner

Source: Lawrence County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1943 ADIRONDACK ST, SPEARFISH, SD 57783-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2013
Deed Sale	Oct 25, 2013
Prior Sale	Jul 7, 2011 · Amount on Record
Deed Document Number	20135349
Record Updated	Oct 29, 2026

July 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE SD
Recording Date	Jul 7, 2011
Property Address	1943 ADIRONDACK ST, SPEARFISH, SD 57783-4502
Document Number	0201102755
Instrument	2011-02755
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 605, STURGIS, SD 57785-0605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1943 ADIRONDACK ST, SPEARFISH, SD 57783-4502
Investor	Possibly a Property Investor

Mortgage

Document Number	0201102756
Date	Jul 7, 2011
Instrument	2011-02756

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jul 7, 2044

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lawrence County
Municipality	Spearfish City
Unified School District	Spearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,210 (-0.83%) Land $48,210 Building $243,000
2025	$3,058.00 (-2.39%)	$293,650 (+24.24%) Land $44,350 Building $249,300
2024	$3,133.00 (+1.79%)
2023			$255,940 Land $44,350 Building $211,590
2022	$3,078.00	$236,360 Land $44,350 Building $192,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 61% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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