19428 Bear Grass Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 19428 Bear Grass Dr, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2,463 sqft · built 2021
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on File
Last Sale	$288,365 (Apr 2026)
Tax Bill	$7,822 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8720941`

Property Details

APN / Parcel Number

Primary APN	`R8720941`

Interior

Stories	2 Stories
Building Area	2,463 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	1,073 sqft
2nd Floor Area	1,390 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	4,574 sqft (0.105 acres)
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19428 BEAR GRASS DR
City	ELGIN
State	TX
Zip	78621-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPERGRASS PHASE 1C, BLOCK D, LOT 64, ACRES 0.1050
Legal Subdivision	PEPPERGRASS PHASE 1C
Legal Block	D
Legal Lot Number	64
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	950202

Owner

Source: Bastrop County records · APN R8720941

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19428 BEAR GRASS DR, ELGIN, TX 78621-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Deed Document Number	20265634
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BASTROP TX
Recording Date	Apr 06, 2026
Property Address	19428 BEAR GRASS DR, ELGIN, TX 78621-3512
Document Number	0000005634
Instrument Date	Apr 06, 2026
Instrument	20265634
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	AUSTIN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19428 BEAR GRASS DR, ELGIN, TX 78621-3512

Mortgage

Document Number	0000005635,
Date	Apr 06, 2026
Instrument	20265635

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,149 (-8.52%) Land $56,852 Building $299,297	$356,149 (-8.52%) Land $56,852 Building $299,297
2024	$7,822.00 (+0.5%)
2023	$7,783.00 (+26.08%) Homeowner's exemption	$389,308 Land $56,852 Building $332,456	$389,308 Land $56,852 Building $332,456
2022	$6,173.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 35% of the US · above 11% of Texas
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.