1942 Hedge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1942 Hedge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,028 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,800 (May 2019)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`A982001011`

Property Details

APN / Parcel Number

Primary APN	`A982001011`
Alternative APN	`2-0098-7816-00-0192.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,028 sqft Living Area
Gross Area	4,838 sqft
1st Floor Area	1,798 sqft
Basement Area	1,330 sqft
Finished Basement	900 sqft
Unfinished Basement	430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982001011
Street Address	1942 HEDGE DR
City	O FALLON
State	MO
Zip	63366-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	HIGHGROVE PL #2 LOT 192
Legal Subdivision	HIGHGROVE PL #2
Legal Lot Number	192
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	311604

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
May 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HNB NATIONAL BANK
May 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HNB NATIONAL BANK
Jul 20, 2017	Warranty Deed, Transfer UNITED LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2019253450
Deed Book / Page	7079 / 1755
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0070791755
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1942 HEDGE DR, O FALLON, MO 63366-4351

Mortgage

Document Number	2021R028392
Date	Apr 1, 2021
Instrument	2021R-028392

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069380429
Date	Jun 22, 2018
Book Page	6938/0429
Instrument	20180622000350740

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070860820
Date	Jun 7, 2019
Book Page	7086/0820
Instrument	20190607000279440

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAVANNAH, MO 64485

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLATINUM TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071120372
Date	Jul 26, 2019
Book Page	7112/0372
Instrument	20190726000385300

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071321615
Date	Aug 29, 2019
Book Page	7132/1615
Instrument	20190829000462840

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072540626
Date	Mar 24, 2020
Book Page	7254/626
Instrument	20200324000179210

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 28, 2019
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Document Number	0070791755
Book / Page	7079 / 1755
Map Reference	MB 34 PG 226
Instrument Date	May 20, 2019
Instrument	20190528000253450
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLATINUM TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1942 HEDGE DR, O FALLON, MO 63366-4351

Mortgage

Document Number	20190528000253470
Date	May 28, 2019
Instrument	20190528000253470

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 17, 2018
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Document Number	0069200673
Book / Page	6920 / 0673
Map Reference	MB 34 PG 226
Instrument Date	May 11, 2018
Instrument	20180517000272130
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1942 HEDGE DR, O FALLON, MO 63366-4351

Mortgage

Document Number	20180517000272140
Date	May 17, 2018
Instrument	20180517000272140

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 20, 2017
Property Address	1942 HEDGE DR, O FALLON, MO 63366-4351
Document Number	0067772053
Book / Page	006777 / 002053
Instrument Date	Jul 17, 2017
Instrument	447850
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	PREFERRED LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1942 HEDGE DR O FALLON MO 633664351, O FALLON, MO 63366-4351

Mortgage

Document Number	67772055
Date	Jul 20, 2017
Book Page	006777/002055
Instrument	447860

Lender

Name	UNITED LENDING
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,991 (-)	$457,846 (-) Land $65,000 Building $392,846
2025	$5,572.00 (+5.09%)	$86,991 (+8.24%)	$457,846 (+8.23%) Land $65,000 Building $392,846
2024	$5,302.00
2023		$80,372
2022			$423,012 Land $50,000 Building $373,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

Nearby Properties on Hedge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures