19415 Cactus Rose Dr, Katy, TX 77449 Property Records

Harris County property record for 19415 Cactus Rose Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 1999
Lot Size	0.147 acres (6,386 sqft)
Owner	2 Individual Names on File
Last Sale	$206,100 (Jun 2018)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`118-881-001-0004`

Property Details

APN / Parcel Number

Primary APN	`118-881-001-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	1,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,386 sqft (0.147 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1188810010004
Street Address	19415 CACTUS ROSE DR
City	KATY
State	TX
Zip	77449-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 SILVERMILL SEC 3
Legal Subdivision	SILVERMILL SEC 3
Legal Block	1
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2018
Census Tract	542002

Owner

19415 Cactus Rose Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19415 CACTUS ROSE DR, KATY, TX 77449-4711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HARRIS COUNTY FCU
Dec 22, 2020	Deed of Trust, Mortgage HARRIS CNTY FCU
Jun 1, 2018	Warranty Deed, Transfer CALIBER HM LOANS
Mar 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Mar 13, 2018
Deed Document Number	2018241926
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	2018241926
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19415 CACTUS ROSE DR, KATY, TX 77449-4711
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048385
Date	Jan 27, 2022
Instrument	2022-48385

Lender

Name	HARRIS COUNTY FCU
Type	Credit Union
Address	HOUSTON, TX 77002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Jan 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19415 CACTUS ROSE DR, KATY, TX 77449-4711
Document Number	0000641279
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19415 CACTUS ROSE DR KATY TX 774494711, KATY, TX 77449-4711

Mortgage

Document Number	0000641279
Date	Dec 29, 2020
Instrument	641279

Lender

Name	HARRIS CNTY FCU
Type	Credit Union
Address	HOUSTON, TX 77002

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 28, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2018
Property Address	19415 CACTUS ROSE DR, KATY, TX 77449-4711
Document Number	0000241926
Instrument Date	May 31, 2018
Instrument	241926
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19415 CACTUS ROSE DR KATY TX 774494711, KATY, TX 77449-4711

Mortgage

Document Number	241927
Date	Jun 1, 2018
Instrument	241927

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 13, 2018
Property Address	19415 CACTUS ROSE DR, KATY, TX 77449-4711
Document Number	0000104270
Instrument Date	Mar 7, 2018
Instrument	104270
Transaction Type	Transfer
Record Updated	Mar 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 RUSTIC KNOLLS DR KATY TX 77450, KATY, TX 77450

Tax Assessment & Valuation

The 2025 property tax bill for 19415 Cactus Rose Dr was $4,345 with a homeowner's exemption, down 1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,348 (-) Land $53,623 Building $193,725	$247,348 (-) Land $53,623 Building $193,725
2025	$4,345.00 (-1.05%) Homeowner's exemption	$247,348 Land $53,623 Building $193,725	$247,348 Land $53,623 Building $193,725
2024	$4,391.00
2023		$271,453 Land $51,415 Building $220,038	$271,453 Land $51,415 Building $220,038
2022	$2,342.00
2020	$2,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19415 Cactus Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19415 Cactus Rose Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYDE CREEK MUD serves 5,301 people · EPA ID TX1011689
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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