19410 Rum River Ct, Katy, TX 77449 Property Records

Harris County property record for 19410 Rum River Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,684 sqft · built 2006
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2015)
Tax Bill	$4,922 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126-876-001-0126`

Property Details

APN / Parcel Number

Primary APN	`126-876-001-0126`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	1,531 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,280 sqft (0.121 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1268760010126
Street Address	19410 RUM RIVER CT
City	KATY
State	TX
Zip	77449-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 126 BLK 1 PLANTATION LAKES SEC 7
Legal Subdivision	PLANTATION LAKES SEC 7
Legal Block	1
Legal Lot Number	126
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	542105

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4215 S 30TH ST, G140, TACOMA, WA 98409-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSTON FCU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 26, 2020	Deed of Trust, Mortgage AMERICAN FINANCING
Sep 25, 2017	Deed of Trust, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Prior Sale	Aug 28, 2009 · Amount on Record
Deed Document Number	2015359190
Prior Transfer Date	Jan 6, 2009
Prior Transfer Doc	20090014332
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19410 RUM RIVER CT, KATY, TX 77449-4558
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 KENSINGTON DR, SUGAR LAND, TX 77479-4097

Mortgage

Document Number	0000343013
Date	Sep 7, 2023
Instrument	2023-343013

Lender

Name	HOUSTON FCU
Type	Credit Union
Address	SUGAR LAND, TX 77479

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19410 RUM RIVER CT, KATY, TX 77449-4558
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020558068
Date	Nov 16, 2020
Instrument	2020-558068

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19410 RUM RIVER CT, KATY, TX 77449-4558
Document Number	0000558068
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19410 RUM RIVER CT KATY TX 774494558, KATY, TX 77449-4558

Mortgage

Document Number	0000558068
Date	Nov 16, 2020
Instrument	558068

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19410 RUM RIVER CT, KATY, TX 77449-4558
Document Number	0000432025
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19410 RUM RIVER CT KATY TX 774494558, KATY, TX 77449-4558

Mortgage

Document Number	0000432025
Date	Oct 2, 2017
Instrument	432025

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,922.00 (+186.33%) Homeowner's exemption	$310,873 (+8.8%) Land $53,318 Building $257,555	$310,873 (+8.8%) Land $53,318 Building $257,555
2024	$1,719.00 (+17.02%)
2023		$285,741 Land $53,318 Building $232,423	$285,741 Land $53,318 Building $232,423
2022	$1,469.00 (+4.04%)
2020	$1,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people · EPA ID TX1012842
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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