Ramsey County property record for 1941 Summit Ave, Saint Paul, MN 55105
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 6 ba · 3,536 sqft · built 1926 |
| Lot Size | 0.3 acres (13,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,000 (Oct 2006) |
| Tax Bill | $13,032 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-28-23-24-0123 |
| Primary APN | 04-28-23-24-0123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,536 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Roof Type | Shed Roof |
| Lot Area | 13,080 sqft (0.3 acres) |
| Lot Dimensions | 218 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 168514 |
|---|---|
| Street Address | 1941 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-1430 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | MERRIAM PARK THIRD ADDITION,TO W 1/2 OF LOT 19 AND ALL OF LOT 20 BLK 16 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 04 |
| Legal Subdivision | MERRIAM PARK THIRD ADDITION,TO |
| Legal Block | 16 |
| Legal Lot Number | 19,20 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 35000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1941 Summit Ave, a duplex, is owned and occupied by two individuals who bought it in October 2006.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1941 SUMMIT AVE, SAINT PAUL, MN 55105-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Jul 27, 2020 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2006 · Amount on File |
| Deed Sale | Oct 25, 2006 · Amount on File |
| Deed Document Number | 2006354423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 SUMMIT AVE, SAINT PAUL, MN 55105-1430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04865245 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | A04865245 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 SUMMIT AVE, SAINT PAUL, MN 55105-1430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04865246 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | A04865246 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | SHAKOPEE, MN 55379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 SUMMIT AVE, SAINT PAUL, MN 55105-1430 |
| Document Number | 0004828278 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1941 SUMMIT AVE ST PAUL MN 551051430, ST PAUL, MN 55105-1430 |
| Document Number | 0004828278 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 4828278 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 SUMMIT AVE, SAINT PAUL, MN 55105-1430 |
| Document Number | 0004717217 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1941 SUMMIT AVE ST PAUL MN 551051430, ST PAUL, MN 55105-1430 |
| Document Number | 0004717217 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 4717217 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1941 Summit Ave was $13,032.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $715,700 (+1.62%) Land $293,900 Building $421,800 | $715,700 (+1.62%) Land $293,900 Building $421,800 | |
| 2025 | $13,032.00 | $704,300 Land $293,900 Building $410,400 | $704,300 Land $293,900 Building $410,400 |
| 2023 | $10,460.00 | $644,400 Land $293,900 Building $350,500 | $644,400 Land $293,900 Building $350,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1941 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1941 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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