1941 S 5th St, El Centro, CA 92243 Property Records

Imperial County property record for 1941 S 5th St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1955
Lot Size	0.163 acres (7,111 sqft)
Owner	Individual Name on File
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage Apr 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-564-019-000`

Property Details

APN / Parcel Number

Primary APN	`053-564-019-000`
Alternative APNs	`0535641901` `05356419`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	7,111 sqft (0.163 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1941 S 5TH ST
City	EL CENTRO
State	CA
Zip	92243-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D RESUB OF A PTN OF BLK NO 1 OF DESERT GARDENS SUB NO 7
Legal Subdivision	DESERT GARDENS SUB NO 7
Legal Block	1
Legal Lot Number	D
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1013
Census Tract	11700

Owner

Source: Imperial County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Apr 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 5, 2021	Affidavit of Death of Joint Tenant, Transfer TIMIOS TITLE INC, TIMIOS TITLE
Apr 8, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Apr 8, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 25, 2021
Transfer Doc	0000007714
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524

Mortgage

Document Number	0000013601
Date	Aug 31, 2023
Instrument	2023013601

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78735

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524

Mortgage

Document Number	0000007716
Date	Apr 5, 2021
Instrument	2021007716

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	850 Months
Due	Feb 21, 2092

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524

Mortgage

Document Number	0000007715
Date	Apr 5, 2021
Instrument	2021007715

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	850 Months
Due	Feb 21, 2092

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	IMPERIAL CA
Recording Date	Apr 5, 2021
Property Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Document Number	0000007714
Map Reference	MB 2 PG 1
Instrument Date	Mar 25, 2021
Instrument	2021007714
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Document Number	0000006546
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1941 S 5TH ST EL CENTRO CA 922434524, EL CENTRO, CA 92243-4524

Mortgage

Document Number	0000006546
Date	Apr 12, 2019
Instrument	6546

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	5.39%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1941 S 5TH ST, EL CENTRO, CA 92243-4524
Document Number	0000006547
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1941 S 5TH ST EL CENTRO CA 922434524, EL CENTRO, CA 92243-4524

Mortgage

Document Number	0000006547
Date	Apr 12, 2019
Instrument	6547

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	5.39%

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$129,252 (+6.12%) Land $45,971 Building $83,281
2025	$1,406.00 (+3%)
2023	$1,365.00 (+7.06%) Homeowner's exemption	$121,801 Land $43,321 Building $78,480
2022	$1,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: California Internet.

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