1941 Geddes Ave, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 1941 Geddes Ave, Ann Arbor, MI 48104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,046 sqft · built 1885
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$861,000 (Aug 2024)
Tax Bill	$14,526 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-28-401-001`

Property Details

APN / Parcel Number

Primary APN	`09-09-28-401-001`
Alternative APN	`0928401001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Basement Area	878 sqft
Unfinished Basement	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	126 ft deep x 72 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1941 GEDDES AVE
City	ANN ARBOR
State	MI
Zip	48104-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 21 ASSESSORS PLAT NO 14
Legal Range	06E
Legal Township	02S
Legal Section	28
Legal Subdivision	ASSESSOR PLAT NO 14
Legal Block	401
Legal Lot Number	21
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2006
Census Tract	405300

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 15, 2023	Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	20246730612
Deed Book / Page	5563 / 667
Last Transfer Date	Dec 3, 2024
Transfer Doc	0006742729
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768

Mortgage

Document Number	0006699889
Date	Sep 20, 2023
Book Page	5533/19
Instrument	6699889

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHTENAW MI
Recording Date	Mar 15, 2023
Property Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Document Number	0006680682
Book / Page	5513 / 796
Map Reference	LB 8 PG 53
Instrument Date	Mar 6, 2023
Instrument	6680682
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768

Mortgage

Document Number	0006680683
Date	Mar 15, 2023
Instrument	6680683

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006577087
Date	Mar 10, 2021
Book Page	5410/254
Instrument	6577087

Lender

Name	STAUNTON FINANCIAL INC
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006379633
Date	Jun 30, 2017
Book Page	5212/949
Instrument	6379633

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Nov 4, 2019
Property Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Document Number	0006494362
Book / Page	005327 / 000625
Instrument Date	Oct 7, 2019
Instrument	6494362
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1941 GEDDES AVE ANN ARBOR MI 481041768, ANN ARBOR, MI 48104-1768

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 2, 2018
Property Address	1941 GEDDES AVE, ANN ARBOR, MI 48104-1768
Document Number	0006413212
Book / Page	5246 / 485
Map Reference	LB8 PG53
Instrument Date	Feb 27, 2018
Instrument	6413212
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,927.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1941 GEDDES AVE, 1941, ANN ARBOR, MI 48104-1768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 PONTIAC TRL, ANN ARBOR, MI 48105-3059

Mortgage

Document Number	0006413213
Date	Mar 2, 2018
Instrument	6413213

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,000	$564,000
2025	$14,526.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Mercury Fiber.

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