Ramsey County property record for 1941 Eugene St, White Bear Lake, MN 55110
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 1952 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,900 (Sep 2020) |
| Tax Bill | $4,742 (2023) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-34-0093 |
| Primary APN | 14-30-22-34-0093 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Total Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1941 EUGENE ST |
|---|---|
| City | WHITE BEAR LAKE |
| State | MN |
| Zip | 55110-3470 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | C |
| Legal Description | RAMALEY'S PARK, WHITE BEAR,LAK LOT 12 BLK 12 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | RAMALEYS PARK, WHITE BEAR,LAK |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40502 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1941 EUGENE ST, WHITE BEAR LAKE, MN 55110-3470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Warranty Deed, Transfer · FHA Mortgage MEGASTAR FIN'L |
| May 26, 2019 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Nov 28, 2018 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2015 · Amount on Record |
| Deed Document Number | T02674658 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 10, 2020 |
| Property Address | 1941 EUGENE ST, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0002674658 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2674658 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1941 EUGENE ST WHITE BEAR LAKE MN 551103470, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 2674659 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2674659 |
| Name | MEGASTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 EUGENE ST, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0004760177 |
| Instrument Date | May 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1941 EUGENE ST WHITE BEAR LAKE MN 551103470, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0004760177 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 4760177 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 16, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 EUGENE ST, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0002640359 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1941 EUGENE ST WHITE BEAR LAKE MN 551103470, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0002640359 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2640359 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1941 EUGENE ST, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0004737773 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1941 EUGENE ST WHITE BEAR LAKE MN 551103470, WHITE BEAR LAKE, MN 55110-3470 |
| Document Number | 0004737773 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 4737773 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 5, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,742.00 | $327,300 Land $59,500 Building $267,800 | $327,300 Land $59,500 Building $267,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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