19405 E 11th Ter N, Independence, MO 64056 Property Records

Jackson County property record for 19405 E 11th Ter N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,376 sqft · built 1997
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,493 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-510-01-21-01`

Property Details

APN / Parcel Number

Primary APN	`16-510-01-21-01`
Alternative APNs	`16510012101000001` `1475091`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,718 sqft
1st Floor Area	1,366 sqft
Basement Area	1,366 sqft
Finished Basement	496 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	1475091
Old Parcel Number	16510012101000001
Street Address	19405 E 11TH TER N
City	INDEPENDENCE
State	MO
Zip	64056-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY HEIGHTS 4TH PLAT LOT 66 (EX PT DAF: BEG NW COR SD LO T 66 TH N 66 DEG E ALG NLY LI SD LOT 48.5' TH S 29 DEG E 74. 9'
Legal Subdivision	REGENCY HEIGHTS
Legal Lot Number	66
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4000
Census Tract	17700

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19405 E 11TH TER N, INDEPENDENCE, MO 64056-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit F&C BK
Mar 27, 2018	Deed of Trust, Mortgage F&C BK
Dec 28, 2017	Warranty Deed, Transfer · Line of Credit F&C BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017
Deed Sale	Dec 28, 2017
Deed Document Number	2017E0115073
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19405 E 11TH TER N, INDEPENDENCE, MO 64056-2723
Document Number	000E120511
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19405 E 11TH TER N INDEPENDENCE MO 640562723, INDEPENDENCE, MO 64056-2723

Mortgage

Document Number	000E120511
Date	Dec 16, 2020
Instrument	120511E

Lender

Name	F&C BK
Type	Bank
Address	WARRENSBURG, MO 64093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19405 E 11TH TER N, INDEPENDENCE, MO 64056-2723
Document Number	0000E25498
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19405 E 11TH TER N INDEPENDENCE MO 640562723, INDEPENDENCE, MO 64056-2723

Mortgage

Document Number	0000E25498
Date	Mar 28, 2018
Instrument	25498E

Lender

Name	F&C BK
Type	Bank
Address	HOLDEN, MO 64040

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 28, 2017
Property Address	19405 E 11TH TER N, INDEPENDENCE, MO 64056-2723
Document Number	000E115073
Instrument Date	Dec 21, 2017
Instrument	115073E
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19405 E 11TH TER N INDEPENDENCE MO 640562723, INDEPENDENCE, MO 64056-2723

Mortgage

Document Number	E115074
Date	Dec 28, 2017
Instrument	115074E

Lender

Name	F&C BK
Type	Bank
Address	WARRENSBURG, MO 64093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,828 (-6.29%) Land $7,125 Building $57,703	$341,200 (-6.29%)
2024	$5,493.00 (+0.48%)
2023	$5,467.00	$69,179 Land $10,602 Building $58,577	$364,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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