Montgomery County property record for 19403 Umstead Ct, Poolesville, MD 20837
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,295 sqft · built 2019 |
| Lot Size | 0.5 acres (21,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,988 (Jan 2019) |
| Tax Bill | $10,777 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03794203 |
| Primary APN | 03-03794203 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,295 sqft Living Area |
| Gross Area | 5,563 sqft |
| 1st Floor Area | 2,167 sqft |
| Basement Area | 1,406 sqft |
| Finished Basement | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,782 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 268 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03794203 |
|---|---|
| Street Address | 19403 UMSTEAD CT |
| City | POOLESVILLE |
| State | MD |
| Zip | 20837-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR75 |
| Legal Description | BRIGHTWELL CROSSING |
| Legal Subdivision | BRIGHTWELL CROSSING |
| Legal Block | G |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 700500 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19403 UMSTEAD CT, POOLESVILLE, MD 20837-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 14, 2019 | Deed of Trust, Mortgage · ARM SANDY SPRING BANK |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 28, 2019 | Deed, Transfer · ARM SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Deed Book / Page | 57156 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19403 UMSTEAD CT, POOLESVILLE, MD 20837-2518 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FENTON TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0572190175 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 57219/175 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22033 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19403 UMSTEAD CT, POOLESVILLE, MD 20837-2518 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0638740048 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 63874/48 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 28, 2019 |
| Property Address | 19403 UMSTEAD CT, POOLESVILLE, MD 20837-2518 |
| Document Number | 0571560053 |
| Book / Page | 57156 / 053 |
| Map Reference | PL 25240 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FENTON TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,914.52 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19403 UMSTEAD CT, POOLESVILLE, MD 20837-2518 |
| Document Number | 0005715662 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 57156/62 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Poolesville Town |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,020,333 (+12.04%) | $1,130,000 (-) Land $199,800 Building $930,200 | |
| 2025 | $10,777.00 (+17%) | $910,667 (+13.69%) | $1,130,000 (+41.07%) Land $199,800 Building $930,200 |
| 2023 | $801,000 Land $199,800 Building $601,200 | $801,000 Land $199,800 Building $601,200 | |
| 2022 | $9,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 119 (1978–1996) |
| Claims Outside the SFHA | 11 of 119 |
| Most Recent Claim | Sep 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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