19403 Otter Trail Ct, Katy, TX 77449 Property Records

Harris County property record for 19403 Otter Trail Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2006
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on File
Last Sale	$120,900 (Nov 2020)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-876-001-0087`

Property Details

APN / Parcel Number

Primary APN	`126-876-001-0087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,280 sqft (0.121 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1268760010087
Street Address	19403 OTTER TRAIL CT
City	KATY
State	TX
Zip	77449-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 87 BLK 1 PLANTATION LAKES SEC 7
Legal Subdivision	PLANTATION LAKES SEC 7
Legal Block	1
Legal Lot Number	87
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	542105

Owner

19403 Otter Trail Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19403 OTTER TRAIL CT, KATY, TX 77449-4549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Quit Claim Deed, Transfer MR COOPER
Nov 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jan 19, 2006 · Amount on File
Deed Document Number	2020569437
Prior Transfer Date	Jan 13, 2006
Prior Transfer Doc	000Z038366
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 20, 2020
Property Address	19403 OTTER TRAIL CT, KATY, TX 77449-4549
Document Number	0000569437
Instrument Date	Nov 12, 2020
Instrument	569437
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19403 OTTER TRAIL CT KATY TX 774494549, KATY, TX 77449-4549

Mortgage

Document Number	569438
Date	Nov 20, 2020
Instrument	569438

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2035

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Nov 20, 2020
Property Address	19403 OTTER TRAIL CT, KATY, TX 77449-4549
Document Number	2020569437
Map Reference	MF 583207
Instrument Date	Nov 12, 2020
Instrument	2020-569437
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19403 OTTER TRAIL CT, KATY, TX 77449-4549

Mortgage

Document Number	2020569438
Date	Nov 20, 2020
Instrument	2020-569438

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 19403 Otter Trail Ct was $1,793 with a homeowner's exemption, down 19.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,732 (-3.72%) Land $53,318 Building $171,414	$224,732 (-3.72%) Land $53,318 Building $171,414
2025	$1,793.00 (-19.6%) Homeowner's exemption	$233,423 Land $53,318 Building $180,105	$233,423 Land $53,318 Building $180,105
2024	$2,230.00
2023		$239,572 Land $53,318 Building $186,254	$239,572 Land $53,318 Building $186,254
2022	$1,645.00
2020	$1,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19403 Otter Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19403 Otter Trail Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people · EPA ID TX1012842
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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