Effingham County property record for 19400 N 1300th St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,062 sqft · built 2008 |
| Lot Size | 7.14 acres (311,018 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,419 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-029-060 |
| Primary APN | 03-27-029-060 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,062 sqft Base Area |
| 1st Floor Area | 2,062 sqft |
| Basement Area | 2,062 sqft |
| Unfinished Basement | 2,062 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Lot Area | 311,018 sqft (7.14 acres) |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 19400 N 1300TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N 181.51FT OF E 422.11FT S1/2 N1/2 NW SW & PT E 150FT OF S 228.44FT OF N 656.88FT NW SW & PT W 329.3FT OF N 656.56FT NE SW |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950100 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19400 N 1300TH ST, EFFINGHAM, IL 62401-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2012 |
| Transfer Doc | 2887/033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19400 N 1300TH ST, EFFINGHAM, IL 62401-6810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 19400 N 1300TH ST, EFFINGHAM, IL 62401-6810 |
| Document Number | 202424001024 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 202424001024 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 200 S BANKER ST, EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19400 N 1300TH ST, EFFINGHAM, IL 62401-6810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3562/3 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 3562/3 |
| Instrument | 202020002238 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 163 Months |
| Due | Dec 17, 2033 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,419.00 (+7.46%) Homeowner's exemption | $116,540 (+10.01%) Land $9,660 Building $106,880 | $349,620 (+10.01%) Land $28,980 Building $320,640 |
| 2024 | $5,043.00 (+24.03%) | $105,940 (+19.9%) Land $8,780 Building $97,160 | $317,820 (+19.9%) Land $26,340 Building $291,480 |
| 2022 | $4,066.00 Homeowner's exemption | $88,360 Land $7,320 Building $81,040 | $265,080 Land $21,960 Building $243,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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