1940 William Way, Concord, CA 94520 Property Records

Contra Costa County property record for 1940 William Way, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,035 sqft · built 1956
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-083-014`

Property Details

APN / Parcel Number

Primary APN	`128-083-014`
Alternative APN	`128-083-014-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	10,350 sqft (0.238 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1940 WILLIAM WAY
City	CONCORD
State	CA
Zip	94520-3963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2365 295
Legal Subdivision	2365 SUNSHINE ESTATES
Legal Tract	2365
Legal Lot Number	295
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	336201

Owner

1940 William Way is owned and occupied by two individuals who acquired it in December 2006.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 11, 2019	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 8, 2021	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2006
Transfer Doc	0000198468
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 12, 2026
Property Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963
Document Number	0000084747
Instrument Date	Aug 3, 2026
Instrument	202684747
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963

Mortgage

Document Number	0000084747,
Date	Aug 12, 2026
Instrument	202684747

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2053

Interest

Rate	6.43%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963

Mortgage

Document Number	0000066943
Date	Jul 14, 2023
Instrument	2023-066943

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018447
Date	Feb 11, 2019
Instrument	2019-018447

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963

Mortgage

Document Number	0000337826
Date	Dec 14, 2021
Instrument	2021-337826

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	1940 WILLIAM WAY, CONCORD, CA 94520-3963
Document Number	0000013902
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1940 WILLIAM WAY CONCORD CA 945203963, CONCORD, CA 94520-3963

Mortgage

Document Number	0000013902
Date	Jan 15, 2021
Instrument	13902

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1940 William Way was $3,319.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,240 (+2%) Land $81,225 Building $132,015
2025	$3,319.00	$209,060 Land $79,633 Building $129,427
2023	$3,140.00 (+2.01%)	$200,944 Land $76,542 Building $124,402
2022	$3,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1940 William Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1940 William Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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