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1940 Valley Forge Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1940 Valley Forge Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,875 sqft Living Area
Lot Size5,837 sqft (0.134 acres)
OccupancyOwner Occupied
Last Sale$359,900 (2022)
Tax Bill$4,179.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0081-0001-2420
Alternative APNs
  • 263009008100012420
  • 158530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,875 sqft Living Area
Gross Area2,365 sqft Gross Area
1st Floor1,875 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,837 sqft (0.134 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1940 VALLEY FORGE DR
CitySAINT CLOUD
StateFL
Zip34769-1800
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 242
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 3A
Legal Phase3A
Legal Tract81
Legal Block2420
Legal Lot Number242
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0081-0001-2420

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1940 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1800
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Intrafamily Transfer, Transfer
FLORIDA TITLE PROS, FLORIDA TITLEPROS LLC
Feb 01, 2022Warranty Deed, Transfer · Conventional Mortgage
ONE FLORIDA BANK
Aug 14, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
US BK
Aug 14, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Prior SaleDec 06, 2013 · Amount on Record
Deed Doc Number202217181
Deed Book / Page6141 / 983
Record RefreshedJun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2022
Property Address1940 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1800
Document Number0061410981
Book / Page6141 / 981
Map ReferenceMB 20 PG 86-89
Instrument DateFeb 01, 2022
Instrument2022017180
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyFLORIDA TITLE PROS, FLORIDA TITLEPROS LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2022
Property Address1940 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1800
Document Number0061410983
Book / Page6141 / 983
Map ReferenceMB 20 PG 86-89
Instrument DateFeb 01, 2022
Instrument2022017181
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyFLORIDA TITLE PROS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,519.30
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3727 BRAMBLY AVE, 3727, SAINT CLOUD, FL 34772-8279

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1800

Mortgage

Document Number0006141985
DateFeb 01, 2022
Instrument6141/985
Lender
NameONE FLORIDA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1940 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1800
Document Number0052032548
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 VALLEY FORGE DR ST CLOUD FL 347691800, ST CLOUD, FL 34769-1800

Mortgage

Document Number0052032548
DateSep 01, 2017
Book Page005203/002548
Instrument126730
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1940 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1800
Document Number0052002106
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedOct 04, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 VALLEY FORGE DR ST CLOUD FL 347691800, ST CLOUD, FL 34769-1800

Mortgage

Document Number0052002106
DateAug 28, 2017
Book Page005200/002106
Instrument123836
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,194.00 (+0.36%) Homeowner's exemption$153,827 (+5.99%)$307,000 (+0.85%) Land $70,000 Building $237,000
2024$4,179.00 (+4.42%)
2023$4,002.00 (-10.39%) Homeowner's exemption$145,138 (-16.57%)$304,400 (+18.31%) Land $60,000 Building $244,400
2022$4,466.00 Homeowner's exemption$173,962$257,300 Land $55,000 Building $202,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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