1940 Steer Point Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 1940 Steer Point Rd, Hayes, VA 23072 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 1988
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on File
Tax Bill$2,130 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN34517

Property Details

APN / Parcel Number

Primary APN34517

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,857 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area45,738 sqft (1.05 acres)
Garage Area896 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1940 STEER POINT RD
CityHAYES
StateVA
Zip23072-3916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUBA PARCEL 1
Legal SubdivisionPLAT: PB20 945
JurisdictionGLOUCESTER VA
Township / Civil DivisionYORK
Census Block Group1
Census Block1052
Census Tract100500

Owner

Source: Gloucester County records · APN 34517

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1940 STEER POINT RD, HAYES, VA 23072-3916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Jul 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
LANGLEY FEDERAL CREDIT UNION
Aug 06, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 06, 2018
Transfer Doc180003480
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address1940 STEER POINT RD, HAYES, VA 23072-3916
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230000739
DateFeb 28, 2023
Instrument230000739
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueFeb 15, 2030
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address1940 STEER POINT RD, HAYES, VA 23072-3916
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180003206
DateJul 25, 2018
Instrument180003206
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2038
Interest
Rate TypeFixed Rate
Rate4.63%

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGLOUCESTER VA
Recording DateAug 06, 2018
Property Address1940 STEER POINT RD, HAYES, VA 23072-3916
Document Number180003480
Instrument DateJul 25, 2018
Instrument180003480
Transaction TypeTransfer
Record UpdatedOct 05, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 STEER POINT RD, HAYES, VA 23072-3916

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,130.00 (+18.6%)$341,380 (+12.7%) Land $60,980 Building $280,400$341,380 (+12.7%) Land $60,980 Building $280,400
2024$1,796.00$302,910 (-) Land $60,980 Building $241,930$302,910 (-) Land $60,980 Building $241,930
2023$1,796.00 (+6.27%)$302,910 (+31.72%) Land $60,980 Building $241,930$302,910 (+31.72%) Land $60,980 Building $241,930
2022$1,690.00$229,960 Land $40,900 Building $189,060$229,960 Land $40,900 Building $189,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 573 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies573 in force
Nearby Flood Claims268 (1982–2025)
Claims Outside the SFHA3 of 268
Most Recent ClaimOct 2025, tidal / storm surge
Claims By Storm
  • Hurricane Irene, Aug 2011 · 19 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims
  • Hurricane Isabel, Sep 2003 · 138 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 58% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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