1940 Spruce Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 1940 Spruce Rd, Eagle Lake, FL 33839 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Architecture Style	Mobile Home
Year Built	Built 1992
Square Footage	1,620 sqft Living Area
Lot Size	12,471 sqft (0.286 acres)
Occupancy	Owner Occupied
Tax Bill	$347.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-13-000000-023530`
Alternative APNs	`132925000000023530` `32925000`

Interior

Building Area	1,620 sqft Living Area
1st Floor	1,620 sqft 1st Floor

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home Style
Lot Area	12,471 sqft (0.286 acres)
Depth X Width	125 ft x 105 ft Depth x Width
Shed	1 Shed

Location & Zoning

Street Address	1940 SPRUCE RD
City	EAGLE LAKE
State	FL
Zip	33839-5116
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	N1/2 OF NW1/4 OF SE1/4 LESS W 1200 FT & LESS N 150 FT & LESS S 385 FT & LESS E 25 FT FOR RD R/W BEING LOT 33 OF UNREC SURVEY
Legal Range	25E
Legal Township	29S
Legal Section	13
Legal Subdivision	SANHEATH
Legal Tract	000000
Legal Block	2
Legal Lot Number	33
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2062
Census Tract	14600

Owner

Source: Polk County records · APN 25-29-13-000000-023530

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1940 SPRUCE RD, EAGLE LAKE, FL 33839-5116
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2005
Deed Sale	Mar 08, 2005
Deed Doc Number	200551705
Deed Book / Page	6111 / 770
Record Refreshed	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1940 SPRUCE RD, EAGLE LAKE, FL 33839-5116
Document Number	0103800488
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	May 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife

Mortgage

Document Number	0103800488
Date	Jan 29, 2018
Book Page	010380/000488
Instrument	20415

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$347.00 (-57.99%) Homeowner's exemption	$54,679 (+5.99%)	$115,216 (+15.63%) Land $19,000 Building $96,216
2023	$826.00 (+4.56%) Homeowner's exemption	$51,590 (+3%)	$99,638 (+5.56%) Land $18,500 Building $81,138
2022	$790.00 Homeowner's exemption	$50,087	$94,392 Land $15,500 Building $78,892

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 529 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.