1940 Seaquest Trl, Encinitas, CA 92024 Property Records

San Diego County property record for 1940 Seaquest Trl, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,826 sqft · built 2018
Lot Size2.55 acres (111,078 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Aug 2014)
Tax Bill$10,183 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN264-031-42-00

Property Details

APN / Parcel Number

Primary APN264-031-42-00
Alternative APN
  • 2640311500

Interior

Bedrooms3 Beds
Building Area1,826 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area111,078 sqft

Location & Zoning

Old Parcel Number2640311500
Street Address1940 SEAQUEST TRL
CityENCINITAS
StateCA
Zip92024-7227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 4-13-3W NEQ PAR B PER DOC06-421321 IN N H OF SWQ OF
Legal Range03W
Legal Township13
Legal Section04
Legal SubdivisionSAN BERNARDINO BASE & MERIDIAN
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1015
Census Tract17112

Owner

1940 Seaquest Trl is owned and occupied by two individuals who bought it in August 2014.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK AND TRUST COMPANY
Oct 17, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
SILICON VALLEY BANK
Aug 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
SILICON VALLEY BANK
Aug 6, 2019Deed of Trust, Mortgage · Line of Credit
SILICON VALLEY BANK
Sep 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2014 · Amount on File
Deed SaleAug 7, 2014 · Amount on File
Deed Document Number2014339052
Prior Transfer DateJan 22, 2008
Prior Transfer Doc0000248742
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 10, 2026
Property Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
Document Number0000100461
Instrument DateApr 6, 2026
Instrument2026100461
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227

Mortgage

Document Number0000100461,
DateApr 10, 2026
Instrument2026100461
Lender
NameFIRST CITIZENS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
Transaction TypeMortgage
Record UpdatedOct 26, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227

Mortgage

Document Number0000283409
DateOct 17, 2023
Instrument2023-0283409
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressSANTA CLARA, CA 95054
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227

Mortgage

Document Number0000011059
DateJan 10, 2022
Instrument2022-0011059
Lender
NameSILICON VALLEY BANK
TypeBank
AddressSANTA CLARA, CA 95054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000326314
DateAug 6, 2019
Instrument2019-0326314
Lender
NameSILICON VALLEY BANK
TypeBank
AddressSANTA CLARA, CA 95054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000326315
DateAug 6, 2019
Instrument2019-0326315
Lender
NameSILICON VALLEY BANK
TypeBank
AddressSANTA CLARA, CA 95054
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueJul 28, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1940 SEAQUEST TRL, ENCINITAS, CA 92024-7227
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000363268
DateSep 4, 2018
Instrument2018-0363268
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Seaquest Trl was $10,183, up 1.8% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictRancho Santa Fe Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$955,923 (+2%) Land $500,976 Building $454,947
2025$10,183.00 (+1.78%)$937,180 Land $491,153 Building $446,027
2024$10,005.00 (+2.26%)
2023$9,784.00 (+1.49%)$900,790 Land $472,082 Building $428,708
2022$9,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1940 Seaquest Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Seaquest Trl is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Seaquest Trl

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