Lapeer County property record for 1940 S Elba Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1985 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on File |
| Last Sale | $24,000 (Jun 2011) |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-310-004-00 |
| Primary APN | 008-310-004-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1940 S ELBA RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MANUFACTUR |
| Legal Description | 09 31 500 000 00 T7N R9E MONTICELLO ESTATES LOT 4. |
| Legal Subdivision | MONTICELLO ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 336000 |
1940 S Elba Rd is owned by a company that acquired it in May 2024.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16134 PETZ RD, CAPAC, MI 48014-1609 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2011 · Amount on File |
| Deed Sale | Jun 21, 2011 · Amount on File |
| Prior Sale | Jul 1, 2009 · Amount on File |
| Deed Book / Page | 2506 / 495 |
| Last Transfer Date | May 14, 2024 |
| Transfer Doc | 0034010825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 22, 2021 |
| Property Address | 1940 S ELBA RD, LAPEER, MI 48446-9208 |
| Document Number | 0031680176 |
| Book / Page | 003168 / 000176 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1940 S ELBA RD LAPEER MI 484469208, LAPEER, MI 48446-9208 |
| Document Number | 31680179 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 003168/000179 |
| Name | CHOICEONE BK |
|---|---|
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 21, 2041 |
The 2025 property tax bill for 1940 S Elba Rd was $687, up 1.6% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,000 (+5.83%) | $138,000 (+5.83%) | |
| 2025 | $687.00 (+1.63%) | $65,200 | $130,400 |
| 2024 | $676.00 | ||
| 2023 | $58,800 | $117,600 | |
| 2022 | $600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1940 S Elba Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1940 S Elba Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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