1940 Pierce St, Gary, IN 46407 Property Records

Lake County property record for 1940 Pierce St, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,808 sqft · built 1965
Lot Size0.214 acres (9,322 sqft)
OwnerIndividual Name on File
Tax Bill$677 (2024)
Deeds & MortgagesSep 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-43-0015-0047

Property Details

APN / Parcel Number

Primary APN001-25-43-0015-0047
Alternative APNs
  • 45-08-09-355-031.000-004
  • 254300150047

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,808 sqft Living Area
Gross Area3,888 sqft
1st Floor Area1,404 sqft
Basement Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeBrick
Roof MaterialAsphalt
Lot Area9,322 sqft (0.214 acres)
Lot Dimensions126 ft deep x 74 ft wide
View / LotAlley
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1940 PIERCE ST
CityGARY
StateIN
Zip46407-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HILL ADD BL.1 LOTS 46,47 & 48
Legal SubdivisionFOREST HILL ADD
Legal Block1
Legal Lot Number46,47
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2040
Census Tract11800

Owner

1940 Pierce St is owned and occupied by an individual who acquired it in September 2013.

Source: Lake County records, as of January 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1940 PIERCE ST, GARY, IN 46407-2445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Deed of Trust, Mortgage
INDIANA HOUSING & COMMUNITY DEVELOPMENT
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2013
Deed SaleSep 6, 2013
Prior SaleAug 31, 2007 · Amount on File
Deed Document Number201365409
Prior Transfer DateAug 14, 2007
Prior Transfer Doc0000070920
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1940 PIERCE ST, GARY, IN 46407-2445
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036688
DateSep 8, 2022
Instrument2022-536688
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressINDIANAPOLIS, IN 46204
Agreement
AmountAmount on Record

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1940 PIERCE ST, GARY, IN 46407-2445
Transaction TypeMortgage
Record UpdatedAug 8, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020605
DateApr 3, 2020
Instrument2020 020605
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,300 Land $9,100 Building $63,200$72,300 Land $9,100 Building $63,200
2024$677.00
2023$54,900 (+26.79%) Land $10,500 Building $44,400$54,900 (+26.79%) Land $10,500 Building $44,400
2022$496.00 Homeowner's exemption$43,300 Land $4,000 Building $39,300$43,300 Land $4,000 Building $39,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Pierce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1940 Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Pierce St

Nearby Streets

Search Property Records by Address or Parcel Number