1940 Ohio St, Gary, IN 46407 Property Records

Lake County property record for 1940 Ohio St, Gary, IN 46407

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,110 sqft · built 1972
Lot Size0.114 acres (5,009 sqft)
OwnerIndividual Name on Record
Tax Bill$105 (2024)
Deeds & MortgagesJan 2019 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-47-0429-0025

Property Details

APN / Parcel Number

Primary APN001-25-47-0429-0025
Alternative APNs
  • 45-08-10-476-020.000-004
  • 254704290025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,110 sqft Living Area

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Level
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,009 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-47-0429-0025
Old Parcel Number254704290025
Street Address1940 OHIO ST
CityGARY
StateIN
Zip46407-2822
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSECONC ADD. TO PULASKI VILLAGE ALL L.25 BL.1
Legal SubdivisionSECOND ADD TO PULASKI VILLAGE
Legal Block1
Legal Lot Number25
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2022
Census Tract11600

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressGARY, IN 46407
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 15, 2019Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 1997
Deed SaleApr 30, 1997
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1940 OHIO ST, GARY, IN 46407-2822
Document Number0000005560
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedFeb 8, 2019
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 OHIO ST GARY IN 464072822, GARY, IN 46407-2822

Mortgage

Document Number0000005560
DateJan 24, 2019
Instrument5560
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term876 Months
DueJan 23, 2092
Interest
Rate TypeAdjustable Rate
Rate4.55%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1940 OHIO ST, GARY, IN 46407-2822
Document Number0000005559
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedFeb 8, 2019
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 OHIO ST GARY IN 464072822, GARY, IN 46407-2822

Mortgage

Document Number0000005559
DateJan 24, 2019
Instrument5559
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74133
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term876 Months
DueJan 23, 2092
Interest
Rate TypeAdjustable Rate
Rate4.55%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,000 (+13.81%) Land $5,900 Building $69,100$75,000 (+13.81%) Land $5,900 Building $69,100
2024$105.00 (-87.26%)
2023$65,900 (-7.31%) Land $5,900 Building $60,000$65,900 (-7.31%) Land $5,900 Building $60,000
2022$824.00 Homeowner's exemption$71,100 Land $3,900 Building $67,200$71,100 Land $3,900 Building $67,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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