McCracken County property record for 1940 Oaks Rd, Paducah, KY 42003
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 12.2 acres (531,476 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 122-00-00-020.03 |
| Primary APN | 122-00-00-020.03 |
|---|---|
| Alternative APN |
|
| Lot Area | 531,476 sqft (12.2 acres) |
|---|
| Account Number | 36354 |
|---|---|
| Street Address | 1940 OAKS RD |
| City | PADUCAH |
| State | KY |
| Zip | 42003-9554 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 21-40-5A 12.201 AC OAKS RD TR 3A,3B |
| Legal Subdivision | WAIVER OF SUB FOR MARTHA RAMAGE |
| Legal Tract | 3A |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 31000 |
1940 Oaks Rd, an agricultural property, is owned by an individual.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1940 OAKS RD, PADUCAH, KY 42003-9554 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jul 9, 2026 |
| Property Address | 1940 OAKS RD, PADUCAH, KY 42003-9554 |
| Document Number | 0000850756 |
| Book / Page | 1887 / 319 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 2026850756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1940 OAKS RD, PADUCAH, KY 42003-9554 |
| Document Number | 0000850756, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 1887/319 |
| Instrument | 2026850756 |
| Name | FNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Jul 8, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 1940 Oaks Rd was $1,428.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,870 | ||
| 2025 | $1,428.00 | ||
| 2023 | $1,239.00 (-2.29%) | ||
| 2022 | $1,268.00 | $128,097 | |
| 2021 | $12,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1940 Oaks Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (1996–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1940 Oaks Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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