Lake County property record for 1940 Oak Scrub Trl, Clermont, FL 34714 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,579 sqft · built 2019 |
| Lot Size | 4.05 acres (176,826 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Feb 2017) |
| Tax Bill | $5,819 (2024) |
| Deeds & Mortgages | Oct 2017 Construction Loan Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-24-26-0011-000-00500 |
| Primary APN | 21-24-26-0011-000-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 3,579 sqft Living Area |
| Gross Area | 4,701 sqft |
| 1st Floor Area | 3,579 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 176,826 sqft (4.05 acres) |
| Garage Type | Attached |
| Garage Area | 1,122 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 546 sqft |
| Deck Area | Deck Area |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3902123 |
|---|---|
| Street Address | 1940 OAK SCRUB TRL |
| City | CLERMONT |
| State | FL |
| Zip | 34714-8952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYAL EQUESTRIAN RANCH CLUB II REPLAT PB 67 PG 91-95 LOT 5 ORB 4907 PG 2215 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 21 |
| Legal Subdivision | ROYAL EQUESTRIAN RANCH |
| Legal Tract | C |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 31324 |
Source: Lake County records · APN 21-24-26-0011-000-00500
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1940 OAK SCRUB TRL, CLERMONT, FL 34714-8952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2017 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 01, 2019 | Loan Modification, Mortgage CAPITAL CTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2017 · Amount on Record |
| Deed Sale | Feb 01, 2017 · Amount on Record |
| Deed Book / Page | 4907 / 2215 |
| Last Transfer Date | Mar 02, 2017 |
| Transfer Doc | 0049091349 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1940 OAK SCRUB TRL, CLERMONT, FL 34714-8952 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | ALL PERFORMANCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0050132419 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 5013/2419 |
| Instrument | 2017110410 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1940 OAK SCRUB TRL, CLERMONT, FL 34714-8952 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7136 GREENROVE BLVD, CLERMONT, FL 34714-8615 |
| Document Number | 0055411728 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 5541/1728 |
| Instrument | 2020100783 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1940 OAK SCRUB TRL, CLERMONT, FL 34714-8952 |
| Document Number | 0052330741 |
| Instrument Date | Feb 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | ALL PERFORMANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1940 OAK SCRUB TRL CLERMONT FL 347148952, CLERMONT, FL 34714-8952 |
| Document Number | 0052330741 |
|---|---|
| Date | Feb 06, 2019 |
| Book Page | 005233/000741 |
| Instrument | 14679 |
| Name | CAPITAL CTY BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32308 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 05, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,620 (+2.9%) | $780,637 (-) Land $273,375 Building $507,262 | |
| 2025 | $435,010 (+5.99%) Land $273,375 Building $161,635 | $780,637 (+3.1%) Land $273,375 Building $507,262 | |
| 2024 | $5,819.00 (+5.59%) | ||
| 2023 | $5,511.00 (+5.45%) Homeowner's exemption | $410,440 (+3%) | $757,159 (+55.86%) Land $364,500 Building $392,659 |
| 2022 | $5,226.00 Homeowner's exemption | $398,490 | $485,809 Land $93,150 Building $392,659 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 106 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
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