1940 Matthew Ct, Unit D, Elgin, IL 60123 Property Records

Kane County property record for 1940 Matthew Ct, Unit D, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,153 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2025)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-431-078`

Property Details

APN / Parcel Number

Primary APN	`06-04-431-078`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	5 Units
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Brick
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1940 MATTHEW CT, D
City	ELGIN
State	IL
Zip	60123-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE OF CENTURY OAKS EAST CONDO UNIT 1940-D
Legal Subdivision	CENTURY OAKS EAST CONDO
Legal Block	1
Legal Lot Number	2
Legal Unit	1940-D
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

1940 Matthew Ct, Unit D is owned by two individuals who bought it in November 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1940 MATTHEW CT, D, ELGIN, IL 60123-5719
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage ILOAN LLC
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BJV FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Jun 11, 2012 · Amount on File
Deed Document Number	202544469
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 10, 2025
Property Address	1940 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5719
Document Number	0000044469
Map Reference	DOC 94K086548
Instrument Date	Oct 31, 2025
Instrument	2025K044469
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1940 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044470
Date	Nov 10, 2025
Instrument	2025K044470

Lender

Name	ILOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1940 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026399
Date	Jun 24, 2019
Instrument	2019K026399

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60631

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2044

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Matthew Ct, Unit D was $4,090, up 4.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (+4.84%) Homeowner's exemption	$61,611 (+8.57%) Land $8,023 Building $53,588	$184,907 (+8.57%) Land $24,079 Building $160,828
2024	$3,901.00 Homeowner's exemption	$56,748 Land $7,390 Building $49,358	$170,312 Land $22,179 Building $148,133
2022	$3,533.00 (+5.06%) Homeowner's exemption	$46,746 (+6.96%) Land $6,087 Building $40,659	$140,238 (+6.96%) Land $18,261 Building $121,977
2021	$3,363.00 Homeowner's exemption	$43,704 Land $5,691 Building $38,013	$131,112 Land $17,073 Building $114,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1940 Matthew Ct, Unit D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1940 Matthew Ct, Unit D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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